Spending Pattern of Islamic Credit Card

The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this re...

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Main Author:	Noor Iswana, Haji Ahmad
Format:	Thesis
Language:	eng eng
Published:	2009
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/1767/1/Noor_Iswana_Haji_Ahmad.pdf https://etd.uum.edu.my/1767/2/1.Noor_Iswana_Haji_Ahmad.pdf
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id	my-uum-etd.1767
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
topic	HG Finance
spellingShingle	HG Finance Noor Iswana, Haji Ahmad Spending Pattern of Islamic Credit Card
description	The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this research, the researcher empirically examines the extent and nature of credit card ownership and how these are impacted by consumer demographics and attitudes toward debt. The primary data collection using survey methodology. A sample of the population in Alor Setar, Kedah was utilized to gauge preferences and attitudes towards the use of credit cards. Data were gathered through questionnaires and was being analyzed by using Statistical Package for Social Science (SPSS) version 16. Throughout the statistical analysis - correlation analysis, it was found that there is a significant relationship between the two independent variables namely Spending Pattern with the dependent variables, Credit Card User. Among the independent variables, Customer Patronized is found to be the factor that contributes most to Credit Card User in the sample studied in Alor Setar, Kedah. The results indicate that all the hypothesized is a positive relationship between Spending Pattern and Credit Card User. That's mean the objective research to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and also classify the various type of spending are achieved.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Noor Iswana, Haji Ahmad
author_facet	Noor Iswana, Haji Ahmad
author_sort	Noor Iswana, Haji Ahmad
title	Spending Pattern of Islamic Credit Card
title_short	Spending Pattern of Islamic Credit Card
title_full	Spending Pattern of Islamic Credit Card
title_fullStr	Spending Pattern of Islamic Credit Card
title_full_unstemmed	Spending Pattern of Islamic Credit Card
title_sort	spending pattern of islamic credit card
granting_institution	Universiti Utara Malaysia
granting_department	College of Business (COB)
publishDate	2009
url	https://etd.uum.edu.my/1767/1/Noor_Iswana_Haji_Ahmad.pdf https://etd.uum.edu.my/1767/2/1.Noor_Iswana_Haji_Ahmad.pdf
_version_	1747827201646002176
spelling	my-uum-etd.17672013-07-24T12:13:05Z Spending Pattern of Islamic Credit Card 2009 Noor Iswana, Haji Ahmad College of Business (COB) College of Business HG Finance The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this research, the researcher empirically examines the extent and nature of credit card ownership and how these are impacted by consumer demographics and attitudes toward debt. The primary data collection using survey methodology. A sample of the population in Alor Setar, Kedah was utilized to gauge preferences and attitudes towards the use of credit cards. Data were gathered through questionnaires and was being analyzed by using Statistical Package for Social Science (SPSS) version 16. Throughout the statistical analysis - correlation analysis, it was found that there is a significant relationship between the two independent variables namely Spending Pattern with the dependent variables, Credit Card User. Among the independent variables, Customer Patronized is found to be the factor that contributes most to Credit Card User in the sample studied in Alor Setar, Kedah. The results indicate that all the hypothesized is a positive relationship between Spending Pattern and Credit Card User. That's mean the objective research to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and also classify the various type of spending are achieved. 2009 Thesis https://etd.uum.edu.my/1767/ https://etd.uum.edu.my/1767/1/Noor_Iswana_Haji_Ahmad.pdf application/pdf eng validuser https://etd.uum.edu.my/1767/2/1.Noor_Iswana_Haji_Ahmad.pdf application/pdf eng public masters masters Universiti Utara Malaysia Adil Manzoor Bakhshi(2006),Developing a financial model for Islamic credit card for the UK. UK: University of Salford. Bank Negara Malysia(2003),Perbankan Islam: Apakah Perbankan Islam. Kuala Lumpur: Persatuan Bank Dalam Malaysia. Hye-Jung Park (2005), Fashion orientation, credit card use and compulsive buying. Islamic finance (2006), Basic principles and structures. A focus on project finance. James F.Devlin (2006), An analysis of main and subsidiary credit card holding and spending. 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Lokman Ismail (2007), Beban Kad Kredit Jejaskan Kesejahteraan. Retrived 2009. from http://nurjeehan.hadithuna.com. Date Access: 30 July 2009. Mohamad Sofee Razak. (2007). Perlaksanaan Kad Kredit Islam di Malaysia.Retrieved 2009, from http://mohamadsofee.blogspot.com. Date Access: 30 July 2009. Shaykh, I. U (2002), Credit cards [Fatwa]. In (Question 13725). Retrieved March 15, 2006, from Islam Question & Answer:http://63.175.194.25/index.php?search_text_box_dsn4=13725&1v= browse&formtransdgn%3D4%7C&ln=eng&ds=qa&sensitivity=2&searchquestions= 1& searchtitles=l&searchanswers=l&searchsources=1 &pg=result&offset=0&msubmit=l. Date Access: 3 August 2009. Ust Hj Zaharuddin Hj Abd Rahman (2006), Riba Kontemporari Dalam Penggunaan Kad Kredit. Retrieved 2009, from http://addakwah.wordpress.com. Date Access: 12 August 2009. Ust. Zaharuddin Abd Rahman. (2006). Kad Kredit Dari Perspektif Islam. Retrieved 2009, from http:// muslimkaya.blogspot.com. Date Access: 15 September 2009. 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Spending Pattern of Islamic Credit Card

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