Spending Pattern of Islamic Credit Card
The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this re...
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Online Access: | https://etd.uum.edu.my/1767/1/Noor_Iswana_Haji_Ahmad.pdf https://etd.uum.edu.my/1767/2/1.Noor_Iswana_Haji_Ahmad.pdf |
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HG Finance Noor Iswana, Haji Ahmad Spending Pattern of Islamic Credit Card |
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The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of
Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this research, the researcher empirically examines the extent and nature of credit card ownership and how these are impacted by consumer demographics and attitudes toward debt. The primary data collection using survey methodology. A sample of the population in Alor Setar, Kedah was utilized to gauge preferences and attitudes towards the use of credit cards. Data were gathered through questionnaires and was being analyzed by using Statistical Package for Social Science (SPSS) version 16. Throughout the statistical analysis - correlation analysis, it was found that there is a significant relationship between the two independent variables namely
Spending Pattern with the dependent variables, Credit Card User. Among the independent variables, Customer Patronized is found to be the factor that contributes most to Credit
Card User in the sample studied in Alor Setar, Kedah. The results indicate that all the hypothesized is a positive relationship between Spending Pattern and Credit Card User.
That's mean the objective research to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and
also classify the various type of spending are achieved. |
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Thesis |
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Master's degree |
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Noor Iswana, Haji Ahmad |
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Noor Iswana, Haji Ahmad |
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Noor Iswana, Haji Ahmad |
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Spending Pattern of Islamic Credit Card |
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Spending Pattern of Islamic Credit Card |
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Spending Pattern of Islamic Credit Card |
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Spending Pattern of Islamic Credit Card |
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Spending Pattern of Islamic Credit Card |
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spending pattern of islamic credit card |
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Universiti Utara Malaysia |
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College of Business (COB) |
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2009 |
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https://etd.uum.edu.my/1767/1/Noor_Iswana_Haji_Ahmad.pdf https://etd.uum.edu.my/1767/2/1.Noor_Iswana_Haji_Ahmad.pdf |
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my-uum-etd.17672013-07-24T12:13:05Z Spending Pattern of Islamic Credit Card 2009 Noor Iswana, Haji Ahmad College of Business (COB) College of Business HG Finance The purpose of this study is to present a Spending Pattern of Islamic Credit Card. The objective of this paper is to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and classify the various type of spending. In this research, the researcher empirically examines the extent and nature of credit card ownership and how these are impacted by consumer demographics and attitudes toward debt. The primary data collection using survey methodology. A sample of the population in Alor Setar, Kedah was utilized to gauge preferences and attitudes towards the use of credit cards. Data were gathered through questionnaires and was being analyzed by using Statistical Package for Social Science (SPSS) version 16. Throughout the statistical analysis - correlation analysis, it was found that there is a significant relationship between the two independent variables namely Spending Pattern with the dependent variables, Credit Card User. Among the independent variables, Customer Patronized is found to be the factor that contributes most to Credit Card User in the sample studied in Alor Setar, Kedah. The results indicate that all the hypothesized is a positive relationship between Spending Pattern and Credit Card User. That's mean the objective research to examine the behavior and analyzed Spending Pattern of Islamic Credit Card and to identify the unique factors Islamic credit card and also classify the various type of spending are achieved. 2009 Thesis https://etd.uum.edu.my/1767/ https://etd.uum.edu.my/1767/1/Noor_Iswana_Haji_Ahmad.pdf application/pdf eng validuser https://etd.uum.edu.my/1767/2/1.Noor_Iswana_Haji_Ahmad.pdf application/pdf eng public masters masters Universiti Utara Malaysia Adil Manzoor Bakhshi(2006),Developing a financial model for Islamic credit card for the UK. UK: University of Salford. Bank Negara Malysia(2003),Perbankan Islam: Apakah Perbankan Islam. Kuala Lumpur: Persatuan Bank Dalam Malaysia. Hye-Jung Park (2005), Fashion orientation, credit card use and compulsive buying. Islamic finance (2006), Basic principles and structures. A focus on project finance. James F.Devlin (2006), An analysis of main and subsidiary credit card holding and spending. James Massey, Islamic credit cards operate under different structures in different countries, unlike conventional credit cards. Karin Braunsberger (2006), Evaluating the eficacy of credit card regulation. Lindsey (1980), Credit Card Franchisee Services. Report on the Supply of Credit Card Franchise Services in the United Kingdom, London: Her Majesty's Stationery Office. M. Kahf (Dr) (2002), Is it allowed to Use Credit Card? In (Fatwa bank). Retrieved March 15, 2006, from Islam Online. Mohamad Saifudin (2007), Fiqh Muamalat : Keharusan Cagaran dalam Penggunaan Kad kredit al- Taslif Visa. Universiti Malaya: Jabatan Syariah dan Ekonomi. Nik Rahim Nik Wajis (Dr) (2003), E-Dagang Menurut Perspektif lslam. Universiti Brunei Darussalam: Jabatan Syariah, Institut Pengajian Islam. Razli Ramli (2006), Kad Kredit Berlandaskan Syariah. Institut Perbankan dan Kewangan Islam Malaysia: Jabatan Penasihat dan Perundingcara Perniagaan. 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Retrieved March 23,2006, from Bank Islam: http://www.bankislam.com.my/cms/default.asp?cms_articleID=15&list_all=37&1ang. Date Access: 19July 2009. Can a credit card ever be halal (2003), Banker Middle east (2003), Islamic Banking. Retrieved March 15, 2006, from Banker Middle East Magazine-Digital Version: http://www.bankerme.com/bme/2003/mar/islamic_banking.asp. Date Access: 19 July 2009. Hourani, H. The three principles of Islamic finance explained. In (Supplement/Islamic Finance). Retrieved March 23, 2006, from International Financial Law Review: http://www.iflr.com/?Page=l7&ISS=16434&SID=515347. Date Access: 19 July 2009. How Credit Cards Work. In (Money/Credit and debt). Retrieved March 23,2006, from online source for clear, unbiased, reliable explanation of how everything actually works: http://money.howstuffworks.com/credit-card1.htm. Date Access: 23 July 2009. Idris Musa (2008), Islam dan Kad Kredit. Retrieved 2009, from http://wansalmah.blogspot.com. Date Access:23July 2009. Lokman Ismail (2007), Beban Kad Kredit Jejaskan Kesejahteraan. Retrived 2009. from http://nurjeehan.hadithuna.com. Date Access: 30 July 2009. Mohamad Sofee Razak. (2007). Perlaksanaan Kad Kredit Islam di Malaysia.Retrieved 2009, from http://mohamadsofee.blogspot.com. Date Access: 30 July 2009. Shaykh, I. U (2002), Credit cards [Fatwa]. In (Question 13725). Retrieved March 15, 2006, from Islam Question & Answer:http://63.175.194.25/index.php?search_text_box_dsn4=13725&1v= browse&formtransdgn%3D4%7C&ln=eng&ds=qa&sensitivity=2&searchquestions= 1& searchtitles=l&searchanswers=l&searchsources=1 &pg=result&offset=0&msubmit=l. Date Access: 3 August 2009. Ust Hj Zaharuddin Hj Abd Rahman (2006), Riba Kontemporari Dalam Penggunaan Kad Kredit. Retrieved 2009, from http://addakwah.wordpress.com. Date Access: 12 August 2009. Ust. Zaharuddin Abd Rahman. (2006). Kad Kredit Dari Perspektif Islam. Retrieved 2009, from http:// muslimkaya.blogspot.com. Date Access: 15 September 2009. Zul Yusoff (2006), Fatwa Menggunakan Kad Kredit. Retrieved 2009, from http://www.islamonline.net. Date Access: 28 September 2009. |