Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah
Takaful or Islamic insurance is part of well-growth Islamic finance industry today. Many efforts have been done by the governtment and the industry player, however the Small participation from the society is always doubted.This research try to find what are the factors that people do not join takafu...
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HG Finance Mohd Isa, Mohd Deni Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah |
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Takaful or Islamic insurance is part of well-growth Islamic finance industry today. Many efforts have been done by the governtment and the industry player, however the Small participation from the society is always doubted.This research try to find what are the factors that people do not join takaful. The auther also want to find how far is the respondent understand about takaful and what are their perceptions about it, furhermore both aspects influenced their participation square. This research also discussed about the takaful history, its basic concepts, principles which applied and the differences with conventional insurance. To get the objectives, the author has selected a group of postgraduate students of a local university and distributed questionnaires. To analyze the collected data, author used descriptive analysis,percentages, frequencies, mean, standard deviation and chi. The results revealed that the prime factor of respondent do not join takaful because they do not have clear information about it. Respondent's understanding and their perception are significant with the participation in takaful but not so strong because majority of those who joined takaful probably not understand well and lead negative perception about it. |
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Master's degree |
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Mohd Isa, Mohd Deni |
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Mohd Isa, Mohd Deni |
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Mohd Isa, Mohd Deni |
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Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah |
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Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah |
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Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah |
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Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah |
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Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah |
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perkembangan sistem takaful di malaysia: keprihatinan di kalangan siswazah |
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Universiti Utara Malaysia |
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College of Business (COB) |
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2009 |
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https://etd.uum.edu.my/1854/1/Mohd_Isa_bin_Mohd_Deni.pdf https://etd.uum.edu.my/1854/2/1.Mohd_Isa_bin_Mohd_Deni.pdf |
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my-uum-etd.18542023-04-02T00:28:42Z Perkembangan Sistem Takaful di Malaysia: Keprihatinan di Kalangan Siswazah 2009 Mohd Isa, Mohd Deni College of Business (COB) College of Business HG Finance Takaful or Islamic insurance is part of well-growth Islamic finance industry today. Many efforts have been done by the governtment and the industry player, however the Small participation from the society is always doubted.This research try to find what are the factors that people do not join takaful. The auther also want to find how far is the respondent understand about takaful and what are their perceptions about it, furhermore both aspects influenced their participation square. This research also discussed about the takaful history, its basic concepts, principles which applied and the differences with conventional insurance. To get the objectives, the author has selected a group of postgraduate students of a local university and distributed questionnaires. To analyze the collected data, author used descriptive analysis,percentages, frequencies, mean, standard deviation and chi. The results revealed that the prime factor of respondent do not join takaful because they do not have clear information about it. Respondent's understanding and their perception are significant with the participation in takaful but not so strong because majority of those who joined takaful probably not understand well and lead negative perception about it. 2009 Thesis https://etd.uum.edu.my/1854/ https://etd.uum.edu.my/1854/1/Mohd_Isa_bin_Mohd_Deni.pdf text eng public https://etd.uum.edu.my/1854/2/1.Mohd_Isa_bin_Mohd_Deni.pdf text eng public masters masters Universiti Utara Malaysia Ab Mumin Ab Ghani (1999), Sistem Kewangan Islam di Malaysia. Kuala Lumpur:Jabatan Kemajuan Islam Malaysia. Afzal ur Rahman (1994), Doktrin Ekonomi Islam. Osman Ahmad dan Mazni Othman (terj.). Kuala Lumpur: Dewan Bahasa dan Pustaka.Ahmad Hidayat Buang (1993) Kebebasan Berkontrak di Dalam Undang-undang Islam. Jurnal Syariah 1(2), 253. Universiti Malaya.____________________ (1996) Takaful: Akad Insurans atau Mudarabah? Jurnal Syariah, 4 (1), 139. Universiti Malaya.Asmak Abd.Rahman et.al (2008) Sistem Takaful Di Malaysia- Isu-isu Kontemporari. Kuala Lumpur: Penerbit Universiti Malaya.Azila Ahmad Sharkawi (1998), Akad-akad Muamalah Dalam Fiqh: Satu Analisis,Jurnal Syariah 6 (3), 40. Universiti Malaya.Azman b. Ismail dan Kamaruzaman b.Abdullah (2000) Takaful – Teori dan Praktis. Kuala Lumpur: The Malaysian Insurance Institute & Takaful Nasional Sdn.Bhd.Bukhari, Muhammad Ibn. Ismail al- (t.t) Sahih al- Bukhari. Istanbul: al-Maktabah al- Islamiyyah. Burhanuddin Abdullah (2004) Takaful Keluarga: Sambutan di Kalangan Kakitangan Akademik Universiti Malaya. Universiti Malaya, Akademi Pengajian Islam.Chang Sok Ling (1999) Pembelian Insurans Nyawa: Satu Kajian Ke Atas Pemegang Polisi dan Bukan Pemegang Polisi. Universiti Malaya, Fakulti Perniagan & Perakaunan.Dusuki, Muhammad al-Sayyid al- (1967) Al- Ta’min wa Mawqif al- Syari’ah, Kitab al- Ta’min. Kaherah: al-Majlis al-A’la li al-Shu’un al-Islamiyyah. Hakiminhafiz Husain.(2004) Sambutan di Kalangan Mahasiswa Akademi Pengajian Islam UM Terhadap Skim Takaful Am Kenderaan. Universiti Malaya,Akademi Pengajian. Hiew Kum Yen (2005) Understanding Life and Medical Insurance in Malaysia.Malaysia:Hikuyu Services. Ibn. Manzur (1994) Lisan al ‘Arab (14). Beirut: Dar Sadir. 68 Jamil Osman (1990) Satu Tinjauan Tentang Unsur-unsur Gharar Di dalam Insurans di Pandang dari Kacamata Islam, Light On Islamic Economics, 2(1), 21.Joni Tamkin Borhan (2005) Prinsip Syariah Dalam Perniagaan Takaful Di Malaysia- Seminar Peranan Industri Takaful Dalam Perkembangan Ekonomi di Malaysia. Universiti Malaya, Akademi Pengajian Islam. Khatib, Muhammad al Sharbini al- (1958), Mughni al Muhtaj. Kaherah.Majlis Fatwa Kebangsaan (1972) Cabutan Minit Mesyuarat Persidangan Jawatakuasa Fatwa Kali ke 5 pada 15 Jun 1972. Kuala Lumpur.MIF Monthly-Supplement Series (2008), Takaful Industry in Malaysia:Performance and Key Developments. Kuala Lumpur.Mohammad Muslehuddin (1969), Insurance ad Islamic Law. Lahore: Islamic Publication Limited.Mohd Daud Bakar (1997) Hukum Islam: Antara Prinsip Syariah dan Perbendaharaan Fiqh. Seminar Hukum Islam Semasa Peringkat Kebangsaan. Universiti Malaya, Akademi Pengajian Islam.________________(1998) Kedinamikan Shari’ah Dalam Memenuhi Tuntutan Muamalah Perbankan Moden. Jurnal Syariah. 6(7), 69. Universiti Malaya Mohd.Fadzli Yusof (1996) Takaful: Sistem Insurans Islam. Kuala Lumpur: Utusan Publication and Distributors.Mohd.Fauzi Abu dan Kamaruzaman Noordin (2005) Perkembangan dan Prospek Industri Takaful Global, Seminar Peranan Industri Takaful Dalam Perkembangan Ekonomi di Malaysia. Universiti Malaya, Akademi Pengajian Islam.Mohd.Ma’sum Billah (2003). Islamic and Modern Insurance: Principles and Practices. Selangor: Ilmiah Publisher.Mohd.Rizal Mokhtar (1999) Pelaksanaan Sistem Mudarabah dalam Skim Takaful Am di Syarikat Takaful Malaysia Berhad. Jabatan Syariah dan Ekonomi.Akademi Pengajian Islam Universiti Malaya.Muhammad Abu Zuhrah(1961): Majallah Hadarah al- Islam. Damsyik. Muhamad Nejatullah Siddiqi (1981) Muslim Economic Thinking: A Survey of Contemporary Literature. Leicester: The Islamic Foundation.69 ________________________(1985) Insurance in Islamic Economy. Leicester: The Islamic Foundation. Nadawi, Ali al- (2004), Al-Qaw'id al-Fiqhiyyah, Damsyik: Dar al-Qalam.Nik Ramlah Nik Mahmood (1991) Takaful The Islamic System of Mutual Insurance- The Malaysian Experince.A.L.Q. (6). 292.Qusyairi, Abu Husain Muslim Ibn al-Hajjaj Ibn Muslim al- (1981), Sahih Muslim bi Sharh al-Nawawi. Mesir: Al-Matba’ah al-Misriyyah wa Makatabuha. Saiful Azhar Rosli (2005) Critical Issues on Islamic Banking and Financial Markets.Kuala Lumpur: Dinamas Publishing.Sheridan J.Coakes(2005) SPSS:Analysis Without Anguish: version12 for Windows, John Wiley & Sons Australis Ltd.Sobri Solomon (1989) Ekonomi Islam:Pengenalan Sistem dan Kemungkinan.Selangor: Al-Rahmaniah (Badan Dakwah dan Kebajikan Islam Malaysia).Syarbaji, Mustafa al-Khin, Mustafa al-Bugho dan Ali al- (2005) Al-Fiqh al-Manhaji (terj.). Kuala Lumpur: Pustaka Salam.Syukriah Zakaria ( 2004) Pemahaman dan Sambutan Masyarakat Terhadap Skim Takaful :Kajian di Bagan Serai,Perak. Universiti Malaya, Akademi Pengajian Islam.Uma Sekaran(2003) Research Method For Business – A skill building approach 4th Edition, John Wiley & Sons Inc.Wan Marhaini Wan Ahmad et.al (2005) Elemen Riba dan Gharar Dalam Insurans Seminar Peranan Industri Takaful Dalam Perkembangan Ekonomi di Malaysia. Universiti Malaya, Akademi Pengajian Islam.Wan Mohd.Nazri Wan Osman, Salbiah Amran dan Ibrahim Iskandar Azmi (2005)Sumbangan Takaful Terhadap Pembangunan Ekonomi, Seminar Peranan Industri Takaful Dalam Pembangunan Ekonomi Di Malaysia. Universiti Malaya, Akademi Pengajian Islam Zarina Mohd.Nor (2006) Pemahaman di Kalangan Mahasiswa APIUM Terhadap Perbandingan Insurans Konvensional dan Takaful. Akademi Pengajian Islam Universiti Malaya.Zarqa', Mustafa Ahmad al- (1984) Nizam al Ta’min : Haqiqatuhu wa al Ra’y al Syar’i fihi. Beirut.70 Zuhayli, Wahbah al- (1996), Al-Fiqh al- Islami wa Adillatuhu. Damsyik:Dar al-Fikr. SUMBER INTERNET Annual Takaful Statistic.(2007) Capaian pada 20 April 2009 dari http://www.bnm.gov.my/index.php?ch=12&pg=683&ac=62&yr=2007 Bernama.com (27 April 2009 ) Takaful Penetration To Grow To 12 Pct By 2012 Capaian pada 2 Mei 2009 dari http://www.bernama.com/bernama/v5/newsindex.php?id=407298 _______________(15 April 2009) Malaysia, Saudi Arabia Are Top Global Takaful Markets. Capaian pada 29 Julai 2009 dari http://www.bernama.com/bernama/v5/newsindex.php?id=404262 Harakahdaily.net (14 Nov.2006) Warga Emas Dicarum Skim Takaful. Capaian pada 2 Mei 2009 dari http://www.harakahdaily.net/index.php?option=com_content&task=view&id=5220&Itemid=55 _______________(27 Julai 2008) Selangor peruntukkan RM30juta carum insurans warga emas. Capaian pada 2 Mei 2009 dari http://www.harakahdaily.net/index.php?option=com_content&task=view&id=16031 Itemid=99999999 MIFC. Takaful overview.Capaian pada 25 Disember 2008 dari http://www.mifc.com/index.php?ch=cat_int_takaful&pg=cat_int_takaful_ over&tpt=mifc_2008 Takaful-ikhlas.com.(2009) Takaful Ikhlas Model. Capaian pada 2 Mei 2009 dari http://www.takaful-ikhlas.com.my/corporateProfile/takafulModel.asp Utusanonline.com(28 Januari 2009) Penguasaan Pasaran Takaful Tersasar. Capaian ada 2 Mei 2009,dari http://www.utusan.com.my/utusan/info.asp?y=2009&dt=0128&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_02.htm Zaharuddin.net (7 Mac 2007) Perbezaan Insurans Kovensional dan Takaful. Capaian pada 25 April 2009 dari http://www.zaharuddin.net/content/view/307/101/ |