Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)

This research is conducted in order to study the relationship between banking sector and Small Medium Enterprise (SME) and its implications. The focus of this research will be on the products and services that have been offered by the bank to SME particularly in terms of facilities, manufactures, an...

Full description

Saved in:
Bibliographic Details
Main Author: Nor Hafizah, Hasan
Format: Thesis
Language:eng
eng
Published: 2012
Subjects:
Online Access:https://etd.uum.edu.my/3042/1/Nor_Hafizah_Hasan.pdf
https://etd.uum.edu.my/3042/3/Nor_Hafizah_Hasan.pdf
Tags: Add Tag
No Tags, Be the first to tag this record!
id my-uum-etd.3042
record_format uketd_dc
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Shafie, Shahril
topic HG Finance
spellingShingle HG Finance
Nor Hafizah, Hasan
Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)
description This research is conducted in order to study the relationship between banking sector and Small Medium Enterprise (SME) and its implications. The focus of this research will be on the products and services that have been offered by the bank to SME particularly in terms of facilities, manufactures, and agricultures. Therefore, this research is vital in order to know whether relationship between SME and the bank exist and is there implications toward this relationship. Apart from that, this study will also identify sectors that could directed to this relationship. The finding of this research will show that there is a significant relationship between products, relationship period, attained information and the bank quantity. In addition, this study will let the readers understand the banker relationship concept with the customer which effected the bank and the customer. Finally, this study will also measured general view related to SME in Malaysia.
format Thesis
qualification_name masters
qualification_level Master's degree
author Nor Hafizah, Hasan
author_facet Nor Hafizah, Hasan
author_sort Nor Hafizah, Hasan
title Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)
title_short Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)
title_full Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)
title_fullStr Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)
title_full_unstemmed Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS)
title_sort hubungan antara sektor perbankan dengan perusahaan kecil dan sederhana (pks)
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2012
url https://etd.uum.edu.my/3042/1/Nor_Hafizah_Hasan.pdf
https://etd.uum.edu.my/3042/3/Nor_Hafizah_Hasan.pdf
_version_ 1747827486634278912
spelling my-uum-etd.30422016-04-20T04:15:59Z Hubungan Antara Sektor Perbankan Dengan Perusahaan Kecil dan Sederhana (PKS) 2012 Nor Hafizah, Hasan Shafie, Shahril Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance This research is conducted in order to study the relationship between banking sector and Small Medium Enterprise (SME) and its implications. The focus of this research will be on the products and services that have been offered by the bank to SME particularly in terms of facilities, manufactures, and agricultures. Therefore, this research is vital in order to know whether relationship between SME and the bank exist and is there implications toward this relationship. Apart from that, this study will also identify sectors that could directed to this relationship. The finding of this research will show that there is a significant relationship between products, relationship period, attained information and the bank quantity. In addition, this study will let the readers understand the banker relationship concept with the customer which effected the bank and the customer. Finally, this study will also measured general view related to SME in Malaysia. 2012 Thesis https://etd.uum.edu.my/3042/ https://etd.uum.edu.my/3042/1/Nor_Hafizah_Hasan.pdf text eng validuser https://etd.uum.edu.my/3042/3/Nor_Hafizah_Hasan.pdf text eng public masters masters Universiti Utara Malaysia Ahmad Sazmy Abdul Aziz (2007). Pembiayaan Perniagaan Kecii dan Sederhana. Kuala Lumpur: PTS Professional Abdul Rahim. (1999). Kaedah menganalisis data berkomputer. Shah Alam: Fajar Bakti Sdn Bhd. Angelini, P, Di Salvo, R. and Ferri, G. (1998). Availability and Cost of Credit for Small Businesses: Customer Relationships and Credit Cooperatives, Journal of Banking and Finance, Vol. 22, No. 6, pp. 925-954. Armstrong, J. and Overton, T.(1977). Estimating Nonresponse Bias in Mail Surveys, Journal of Marketing Research, Vol. 14, No.2, pp. 396-402. Azman Zakaria, & Nor Liza Ahmad. (2008). Ambil alih tugas di bawah 18 kementerian rangka dasar pembangunan. Berita Harian. Bank Negara Malaysia (2001-2005). Laporan Tahunan, Kuala Lumpur Berger, A. and Udell, G. (1995). Relationship Lending and Lines of Credit in Small Firm Finance, Journal of Business, Vol. 68, No.3, pp. 35 1-381. Berger, A., Miller, N., Petersen, M., Rajan, R. and Stein, J.C. (2002). Does Function Follow Organizational Form? Evidence from the lending practices of large and small banks, NBER Working Paper No. W8752. Berger, A. and Udell, G. (2006). A More Complete Conceptual Framework for SME Finance, Journal of Banking and Finance, Vol. 30, No. 1 1 , pp. 2945-2966. Binks, M. and Ennew, C. (1996), Growing Firms and The Credit Constraint, Small Business Economics, Vol. 8, No. 1, pp. 1 7-25. Binks, M. and Ennew, C., (1998), Smaller Businesses and Relationship Banking: the Impact of Participative Behaviour, Entrepreneurship: Theory and Practice, Vol. 21, No. 4, pp. 83-92. Blackwell, D.W. and Winters, D.B. (1997). Banking Relationships and the Effect of Monitoring on Loan Pricing, Journal of Financial Research, Vol. 20, No. 2, pp. 275-289. Boderhorn, H. (2003). Short-term Loans and Long term Relationships: Relationship Lending in Early America, Journal of Money, Credit and Banking, Vol. 35, NO. 1, pp. 485-504. Boot, A., (2000). Relationship Banking: What Do We Know? Journal of Financial Intermediation, Vol. 9, No. 1, pp.7-25. Birch, M. Ennew, C & Reed G (1992). Small Businesses and their Banks :1992, Forum of private business, Knutsford, Cheshire. Cavana, R. Y, Delahaye, B. L., & Sekaran, U. (200 1). Applied business research. qualitative and quantitative methods. New York: John Wiley & Sons,Inc. Chee Peng Lim. 1986b. Small Industry In Malaysia. Kuala Lumpur: Berita Publishing. Sdn. Bhd. Coakes, S. J., & Steed, L. G. (2003). SPSS Analysis without anguish version 11.0 for Windows. Melbourne: John Wiley & Sons. Cole, R. (1998). The Importance of Relationships to the Availability of Credit, Journal of Banking and Finance, Vol. 22, No. 6-8, pp. 959-977. Cole, R., Goldberg, L. and White, L. (2004). Cookie-cutter versus Character: The Microstructure of Small Business Lending by Large and Small Banks, Journal of Financial and Quantitative Analysis, Vol. 39, No. 2, pp. 227-25 1. Coleman, S. (2000). Access to Capital and Terms of Credit: a Comparison of Menand Women-owned Small Businesses, Journal of Small Business Management, Vol. 38, No. I, pp. 37-53. Degryse, H. and van Cayseele, P. (2000). Relationship Lending within a Bank-based System: Evidence from European Small Business Data, Journal Financial Intermediation, Vol. 9, No. 1, pp. 90-1 09. Dr. Lay Yoon Fah (2008). Pengenalan Kepada Analisis Statistik Dalam Perryelidikan Sains Sosial Sir1 I. Kota Kinabalu: Venton Sdn Bhd. Elsas, R and Krahnen, J (1998). Is Relationship Lending Special? Evidence from Credit-File Data in Germany, Journal of Banking and Finance, Vol. 22, No. 10-1 1, pp. 1283-1316 Elsas, R. (2005). Empirical Determinants of Relationship Lending, Journal of Financial Intermediation, Vol. 14, No. 1, pp. 32-57. Elyasiani, E. and Goldberg, L., (2004). Relationship Lending: A Survey of the Literature, Journal of Economics and Business, Vol. 56, No. 4, pp. 315-330. Ennew, C. and Binks, M.(1996). Good and Bad customers: the Benefits of Participating in the Banking Relationship, International Journal of Bank Marketing, Vol. 14, No. 1, pp. 5 13. Ennew, C. and Binks, M. (1998). Smaller Businesses and Relationship Banking: the impact of participative behaviour, Entrepreneurship, Theory and Practice, Vol. 21, No. 1, pp. 83-92. Ferdous, A. S., & Towfique, B. (2008). Consumer sentiment towards marketing in Bangladesh. Marketing Intelligence & Planning, 26(5), 48 1-495. Gaski, J. K. (2008). The index of consumer sentiment toward marketing: validation, updated results, and demographics analysis. Journal of Consumer Policy, 331, 195-216. Gaski, J. K., & Etzel, M. J. (1986). The index of consumer sentiment toward marketing: Journal of Marketing, 50, 7 1-8 1 . Hair, J., Money, A., Page, M., & Samouel, P. (2007). Research methods for business. England: John Wiley & Son Ltd. Hart, H.L (193 1). The Law of Banking, 4th edition, Vol 1, p. 1 Hanley, A., C. Ennew and Binks, M. (2006). The Price of UK Commercial Credit Lines: A Research Note, Journal of Business Finance & Accounting, Vol. 33, No. 5, pp.932-938 Harhoff, D. and KOrting, T. (1998). Lending Relationships in Germany - Empirical Evidence from Survey Data, Journal of Banking and Finance, Vol. 22, No. 10, pp. 1317-1353. Hernandez, G. and Martinez-Solano, P.(2006). Banking Relationships: Effects on DebtTerms for Small Spanish Firms, Journal of Small Business Management, Vol. 44, No. 3, pp. 3 15-333. Horiuchi, T., Packer, F. and Fukuda, S. (1988). What Role Has the 'Main Bank' Played in Japan? Journal of Japanese and International Economies, Vol. 2, No. 1, pp. 159-180. Hoshi, T., Kashyap, A. and Scharfstein, D. (1990). The Role of Banks in Reducing the Costs of Financial Distress in Japan, Journal of Financial Economics, Vol. 27, NO. 1, pp. 67-88. Kuratko, D.F and Hodgetts, R.M. 1995. Entrepreurship: A contemporary approach, 3rd edition. Orlando: The Dryden Press Lehrnann, E. and Neuberger, D. (2001). Do Lending Relationships Matter? Evidence from Bank Survey Data in Germany, Journal of Economic Behaviour and Organization, Vol. 45, No. 4, pp. 339-359. Moha Asri Abdullah (1999a). Pembangunan Industri Kecil dan Sederhana, Kuala Lumpur: Fajar Bakti Moha Asri Abdullah (1997). Industri Kecil di Malaysia: Pembangunan dan Masa Depan, Kuala Lurnpur: Dewan Bahasa dan Pustaka Mohd Rosli Moharnad (2000). Industri Kecil dan Sederhana: Landasan Pembangunan Usahawan, Kuala Lumpur: Universiti Malaya Norkhazzaina Salahuddin. (2009). Kualiti perkhidmatan dan hubungannya dengan kepuasan pelanggan di Hospital Sultanah Bahiyah Alor Setar. Universiti Utara Malaysia, Sintok. Ongena S. and Smith, D. (2000). What Determines the Number of Bank Relationships? Cross-country evidence, Journal of Financial Intermediation, Vol. 9, No. 1, pp. 2656. Ongena, S. and Smith, D. (2001). The Duration of Bank Relationships, J o u d of Financial Economics, Vol. 6 1, No. 3, pp. 449-475. Peltoniemi, J.J. (2007). The Benefits of Relationship Banking: Evidence from Small Business Financing in Finland, Journal of Financial Services Review, Vol. 31,No. 1, pp. 153-171. Petersen, M. and Rajan, R. (1 994). The Benefits of Lending Relationships: Evidence from Small Business Data, Journal of Finance, Vol. 49, No. 3, pp. 1367- 1400. Petersen, M. and Rajan, R. (1995). The Effect of Credit Market Competition on Lending Relationships, Quarterly Journal of Economics, Vol. 110, No. 2, pp. 406-443. Rahmah Ismail et al. (2006). Daya Saing Usahawan dan Syarikat Melayu dalam Sektor. Pembuatan dan Perkhidmatan. Selangor: Dewan Bahasa dan Pustaka. Rosdi (2002). Faktor-faktor Kegagalan Usahawan Melayu. Johor Bahru: Majlis Amanah Rakyat. Report of the Small Business Forum (2006), Fo$as, Department of Enterprise, Trade and Employment Sekaran, U. (2003). Research metho& for business: a skill-building approach (4ed.). US: John Wiley & Son. lnc. Stein, J. C. (2002). Information Production and Capital Allocation: Decentralised versus Hierarchical Firms, Journal of Finance, Vol. 57, No. 5, pp. 189 1-1 92 1 Sjogren, H. (1994). Long-Term Financial Contracts in the Bank-Orientated Financial Systems, Scandinavian Journal of Management, Vol. 10, No. 2, pp. 3 15-330. Udell, G.F. (2008). What's in a Relationship? The Case of Commercial Lending, Business Horizons, Vol 5 1, No. 1, pp. 93-103. Zimmerer, T. W., & Scarborough, N. M. (1994). Essentials of small business management. New York: Macmillan.