Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia

The objective of this study is to examine the performance and to identify the determinants of the performance of Islamic banks. The study on performance provides several insights on full-fledged Islamic banks (IB) and commercial banks offering Islamic window or Islamic banking scheme (IBS) that oper...

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Main Author:	Nor Shahida, Saad @ Mat Hashim
Format:	Thesis
Language:	eng eng
Published:	2012
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/3186/1/NOR_SHAHIDA_SAAD%40MAT_HASHIM.pdf https://etd.uum.edu.my/3186/3/NOR_SHAHIDA_SAAD%2540MAT_HASHIM.pdf
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id	my-uum-etd.3186
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abdul Majid, Nurul Huda
topic	HG Finance
spellingShingle	HG Finance Nor Shahida, Saad @ Mat Hashim Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
description	The objective of this study is to examine the performance and to identify the determinants of the performance of Islamic banks. The study on performance provides several insights on full-fledged Islamic banks (IB) and commercial banks offering Islamic window or Islamic banking scheme (IBS) that operate in the Malaysian Islamic banking industry. This study used a 14-year panel data that comprises of 11 samples of IB and IBS. There are six factors tested in this study. They are Loan to Total Asset (LTA), Base Lending Rate (BLR), Earning before Interest and Tax (EBIT), Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR) and Total Asset (TA). The findings on the performance of IB and IBS show that both IB and IBS performed reasonably well. However, IBS performances were found to be comparably lower with smaller deviation range between samples compared to IB samples. With regard to determinants factors,findings indicated that four variables significantly determined Islamic banks’ performance. The variables are BLR,EBIT,NPL and CAR. BLR and EBIT positively determined performance whereas NPL and CAR negatively determined performance. The other two variables LTA and TA are found to be not significant. The results at least provide some knowledge on the performance and factors affecting the performance of Islamic banks in Malaysia.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Nor Shahida, Saad @ Mat Hashim
author_facet	Nor Shahida, Saad @ Mat Hashim
author_sort	Nor Shahida, Saad @ Mat Hashim
title	Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_short	Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_full	Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_fullStr	Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_full_unstemmed	Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia
title_sort	performance determinants: panel evidence from the islamic banks in malaysia
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2012
url	https://etd.uum.edu.my/3186/1/NOR_SHAHIDA_SAAD%40MAT_HASHIM.pdf https://etd.uum.edu.my/3186/3/NOR_SHAHIDA_SAAD%2540MAT_HASHIM.pdf
_version_	1747827517084925952
spelling	my-uum-etd.31862016-04-20T04:38:20Z Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia 2012-01 Nor Shahida, Saad @ Mat Hashim Abdul Majid, Nurul Huda Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance The objective of this study is to examine the performance and to identify the determinants of the performance of Islamic banks. The study on performance provides several insights on full-fledged Islamic banks (IB) and commercial banks offering Islamic window or Islamic banking scheme (IBS) that operate in the Malaysian Islamic banking industry. This study used a 14-year panel data that comprises of 11 samples of IB and IBS. There are six factors tested in this study. They are Loan to Total Asset (LTA), Base Lending Rate (BLR), Earning before Interest and Tax (EBIT), Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR) and Total Asset (TA). The findings on the performance of IB and IBS show that both IB and IBS performed reasonably well. However, IBS performances were found to be comparably lower with smaller deviation range between samples compared to IB samples. With regard to determinants factors,findings indicated that four variables significantly determined Islamic banks’ performance. The variables are BLR,EBIT,NPL and CAR. BLR and EBIT positively determined performance whereas NPL and CAR negatively determined performance. The other two variables LTA and TA are found to be not significant. The results at least provide some knowledge on the performance and factors affecting the performance of Islamic banks in Malaysia. 2012-01 Thesis https://etd.uum.edu.my/3186/ https://etd.uum.edu.my/3186/1/NOR_SHAHIDA_SAAD%40MAT_HASHIM.pdf text eng validuser https://etd.uum.edu.my/3186/3/NOR_SHAHIDA_SAAD%2540MAT_HASHIM.pdf text eng public masters masters Universiti Utara Malaysia Ariffin,N.M. 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Performance Determinants: Panel Evidence from the Islamic Banks in Malaysia

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