Success Factors of CIMB Group's Financial Performance (2005-2011)

This study has focused on the success factors on bank performance and profitability determinants. Bank profitability is expected to be receptive to macroeconomic control variables. CIMB Group has been selected to this research because of within 2005 until 2011 CIMB Group becomes stronger as major p...

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Main Author: Rosilawati, Mahamad Jusob
Format: Thesis
Language:eng
eng
Published: 2012
Subjects:
Online Access:https://etd.uum.edu.my/3242/1/ROSILAWATI_MAHAMAD_JUSOB.pdf
https://etd.uum.edu.my/3242/3/ROSILAWATI_MAHAMAD_JUSOB.pdf
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id my-uum-etd.3242
record_format uketd_dc
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Ahmad, Nor Hayati
topic HG Finance
spellingShingle HG Finance
Rosilawati, Mahamad Jusob
Success Factors of CIMB Group's Financial Performance (2005-2011)
description This study has focused on the success factors on bank performance and profitability determinants. Bank profitability is expected to be receptive to macroeconomic control variables. CIMB Group has been selected to this research because of within 2005 until 2011 CIMB Group becomes stronger as major player and 2nd largest financial services provider by assets in a banking sector in Malaysia. Even though after Sub Prime crisis on 2008, CIMB Group still can maintain and expand the business out of Malaysia. The main objective of this study to identify success factors of CIMB Group performance based on their financial report over a 7 years period from 2005 until 2011. This study identifies determinants of CIMB Group success comprising of CIMB Bank Berhad, CIMB Islamic and CIMB Investment Bank performance. The study utilized the secondary data obtained primarily from the CIMB Annual Report and Audited Financial Report. This study chosen trend analysis, descriptive analysis, correlation analysis, multiple regression and regression coefficient analysis to identify the determinant of CIMB Group success factor comprising of CIMB Bank, CIMB Islamic and CIMB Investment. Thirteen variables used to complete this study. Return on Asset (ROA) is Dependent Variable. Independent Variables are Net Interest Margin, Asset Quality, Loan Deposit, Size, Capital Adequacy, Leverage, Market Capitalization Change, Loan Portfolio based on type of customer (individual) and Loan Portfolio (variable rate) Gross Domestic Product, Base Lending Rate and Inflation.
format Thesis
qualification_name masters
qualification_level Master's degree
author Rosilawati, Mahamad Jusob
author_facet Rosilawati, Mahamad Jusob
author_sort Rosilawati, Mahamad Jusob
title Success Factors of CIMB Group's Financial Performance (2005-2011)
title_short Success Factors of CIMB Group's Financial Performance (2005-2011)
title_full Success Factors of CIMB Group's Financial Performance (2005-2011)
title_fullStr Success Factors of CIMB Group's Financial Performance (2005-2011)
title_full_unstemmed Success Factors of CIMB Group's Financial Performance (2005-2011)
title_sort success factors of cimb group's financial performance (2005-2011)
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2012
url https://etd.uum.edu.my/3242/1/ROSILAWATI_MAHAMAD_JUSOB.pdf
https://etd.uum.edu.my/3242/3/ROSILAWATI_MAHAMAD_JUSOB.pdf
_version_ 1747827529158230016
spelling my-uum-etd.32422016-04-20T08:24:28Z Success Factors of CIMB Group's Financial Performance (2005-2011) 2012-07 Rosilawati, Mahamad Jusob Ahmad, Nor Hayati Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance This study has focused on the success factors on bank performance and profitability determinants. Bank profitability is expected to be receptive to macroeconomic control variables. CIMB Group has been selected to this research because of within 2005 until 2011 CIMB Group becomes stronger as major player and 2nd largest financial services provider by assets in a banking sector in Malaysia. Even though after Sub Prime crisis on 2008, CIMB Group still can maintain and expand the business out of Malaysia. The main objective of this study to identify success factors of CIMB Group performance based on their financial report over a 7 years period from 2005 until 2011. This study identifies determinants of CIMB Group success comprising of CIMB Bank Berhad, CIMB Islamic and CIMB Investment Bank performance. The study utilized the secondary data obtained primarily from the CIMB Annual Report and Audited Financial Report. This study chosen trend analysis, descriptive analysis, correlation analysis, multiple regression and regression coefficient analysis to identify the determinant of CIMB Group success factor comprising of CIMB Bank, CIMB Islamic and CIMB Investment. Thirteen variables used to complete this study. Return on Asset (ROA) is Dependent Variable. Independent Variables are Net Interest Margin, Asset Quality, Loan Deposit, Size, Capital Adequacy, Leverage, Market Capitalization Change, Loan Portfolio based on type of customer (individual) and Loan Portfolio (variable rate) Gross Domestic Product, Base Lending Rate and Inflation. 2012-07 Thesis https://etd.uum.edu.my/3242/ https://etd.uum.edu.my/3242/1/ROSILAWATI_MAHAMAD_JUSOB.pdf text eng validuser https://etd.uum.edu.my/3242/3/ROSILAWATI_MAHAMAD_JUSOB.pdf text eng public masters masters Universiti Utara Malaysia Anis Farida MdRejab (2011). Malaysian Bank Competitive Advantage through Merger and Acquisition. Universiti Utara Malaysia. Azyyati Mat Zam (2011) Foreign Bank Entry and Domestic Bank Performance in Malaysia. Universiti Utara Malaysia. Balachandher K. Guru,J. Staunton and B.Shanmugam (1997). Determinants Of Commercial Bank Profitability In Malaysia. Multimedia University Bashir,a.h. (2000). determinants of profitability abd rate of returm margin in islamic banks: some evidence from middle east. prepared for the ERF's Seventh Annual conference to be held on October 26-29,2000. Amman,Jordan,7. Berger, Allen N., (1995). The profit-structure relationship in banking-tests of market power and efficient structure hypotheses, Journal of Money,Credit and Banking 27,404-431. Das,A. Nag,A and Ray SC, 2004, "Liberalization, Ownership, and Efficiency in Indian Banking:A Non-parametric Approach", Working Paper 2004-29,Department of Economics Working Paper Series, University of Connecticut. Fader Abdullah (2001)A Study on the Performance of Malaysia Commercial Bank. Universiti Utara Malaysia Huiziga,H.A and Kunt,A.D (1998).Determinants of commercial bank interest margins and profitability: some international evidence.The World Bank Development Research Group. Miller,.M.S and Noulas,A.G. (1997).Portfolio mix and large- bank profitability in the USA.lO.1080/000368497326994 Molyneux,P. and Thornton,J.(1992),"Determinants of European Bank Profitability:A Note", Journal of Banking and Finance, Vol.16, No.6, p.1173-1178. Mona AbduilalhYousef Al-Ademi (2009), Profitability Determinants Of Commercial Banks In Malaysia After The 1997 Financial Crisis. Siraj,K.K. andPillai,P.S. (2011). Asset Quality and Profitability of Indian Scheduled Commercial Banks during Global Financial Crisis.International Research Journal of Finance and Economics ISSlV 1450-2887 Issue 80 (2011). Annual Report and Audited Financial Report from CIMB Bank ,CIMB Islamic and CIMB Investment Websites:- CIMB Groups website CIMB Bank Website CIMB Islamic Website ClMB Investment Website Bank Negara Malaysia