Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu

The National Higher Education Fund Corporation (known as Perbadanan Tabung Pendidikan Tinggi Nasional or PTPTN), began on lst July 1997 to provide education loans to students. However, the process of getting students to repay the loans remains an unresolved issue. The general objective of this study...

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Main Author:	Mohamad Sahizam, Musa
Format:	Thesis
Language:	eng eng
Published:	2012
Subjects:	LB2300 Higher Education
Online Access:	https://etd.uum.edu.my/3438/1/MOHAMAD_SAHIZAM_MUSA.pdf https://etd.uum.edu.my/3438/3/MOHAMAD_SAHIZAM_MUSA.pdf
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id	my-uum-etd.3438
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abdullah, Siti Alida John
topic	LB2300 Higher Education
spellingShingle	LB2300 Higher Education Mohamad Sahizam, Musa Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu
description	The National Higher Education Fund Corporation (known as Perbadanan Tabung Pendidikan Tinggi Nasional or PTPTN), began on lst July 1997 to provide education loans to students. However, the process of getting students to repay the loans remains an unresolved issue. The general objective of this study was to test the willingness of students to repay their loans, their acceptance of PTPTN's information and student attitudes to repaying their loan. This research also intended to design an instrument to measure the students willingness to repay the PTPTN loan. This research used both quantitative and qualitative methods. First, using stratified simple random sampling, 337 respondents taken from 2,575 students of population at Universiti Malaysia Terengganu. Although 100% of questionnaires distributed to students were returned, 337 (or about 96.3%) of the questionnaires were used in the research analysis based on the numbers required by the research design. Second, in-depth telephone interviews were conducted with 30 students. Pearsons Correlation Test was used to find the relationships between the independent variables and the dependent variable (willingness to repay the loan). Of the five variables tested, four were significantly correlated with willingness to repay the loan. These variables were: 1) student information about PTPTN from media sources, 2) information sharing among peers, 3) a student's attitude and commitment to repay his loans and 4) subjective norms (a student's past and present experience witnessing the situations of those who either repaid or did not repay their PTPTN loans. This research showed that the level of students' willingness to repay the loan was 'moderate" and was influence by a student's employment prospects. This research contributes to improving: 1) management of educational loans, 2) managing students' finances, 3) two-way communication between PTPTN and students, and 4) helping the students' understand how PTPTN works.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Mohamad Sahizam, Musa
author_facet	Mohamad Sahizam, Musa
author_sort	Mohamad Sahizam, Musa
title	Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu
title_short	Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu
title_full	Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu
title_fullStr	Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu
title_full_unstemmed	Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu
title_sort	kesanggupan membayar balik pinjaman ptptn: kajian kes di universiti malaysia terengganu
granting_institution	Universiti Utara Malaysia
granting_department	College of Law, Government and International Studies (COLGIS)
publishDate	2012
url	https://etd.uum.edu.my/3438/1/MOHAMAD_SAHIZAM_MUSA.pdf https://etd.uum.edu.my/3438/3/MOHAMAD_SAHIZAM_MUSA.pdf
_version_	1747827573143896064
spelling	my-uum-etd.34382016-04-26T02:16:07Z Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu 2012 Mohamad Sahizam, Musa Abdullah, Siti Alida John College of Law, Government and International Studies (COLGIS) College of Law, Goverment and International Studies (COLGIS) LB2300 Higher Education The National Higher Education Fund Corporation (known as Perbadanan Tabung Pendidikan Tinggi Nasional or PTPTN), began on lst July 1997 to provide education loans to students. However, the process of getting students to repay the loans remains an unresolved issue. The general objective of this study was to test the willingness of students to repay their loans, their acceptance of PTPTN's information and student attitudes to repaying their loan. This research also intended to design an instrument to measure the students willingness to repay the PTPTN loan. This research used both quantitative and qualitative methods. First, using stratified simple random sampling, 337 respondents taken from 2,575 students of population at Universiti Malaysia Terengganu. Although 100% of questionnaires distributed to students were returned, 337 (or about 96.3%) of the questionnaires were used in the research analysis based on the numbers required by the research design. Second, in-depth telephone interviews were conducted with 30 students. Pearsons Correlation Test was used to find the relationships between the independent variables and the dependent variable (willingness to repay the loan). Of the five variables tested, four were significantly correlated with willingness to repay the loan. These variables were: 1) student information about PTPTN from media sources, 2) information sharing among peers, 3) a student's attitude and commitment to repay his loans and 4) subjective norms (a student's past and present experience witnessing the situations of those who either repaid or did not repay their PTPTN loans. This research showed that the level of students' willingness to repay the loan was 'moderate" and was influence by a student's employment prospects. This research contributes to improving: 1) management of educational loans, 2) managing students' finances, 3) two-way communication between PTPTN and students, and 4) helping the students' understand how PTPTN works. 2012 Thesis https://etd.uum.edu.my/3438/ https://etd.uum.edu.my/3438/1/MOHAMAD_SAHIZAM_MUSA.pdf text eng validuser https://etd.uum.edu.my/3438/3/MOHAMAD_SAHIZAM_MUSA.pdf text eng public masters masters Universiti Utara Malaysia Ajzen, I. & Fishbein, M. (2002). Perceived behavioral control, self-efficacy, locus of control, and the theory of planned behavior. Journal of Applied Social Psychology, 32,665-683. Ajzen, I. & Fishbein, M. (2003). Questions raised by a reasoned action approach: Reply to Ogden. Health Psychology, 23(4), 431-434. Arikunto, S. (2006). Prosedur penelitian: Suatu pengantar praktik, Jakarta: Rineka Cipta. 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Kesanggupan Membayar Balik Pinjaman PTPTN: Kajian Kes di Universiti Malaysia Terengganu

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