Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)

The operation of Islamic bank derives from the Islamic Law and thus differs in spirit, cultural background and practice from conventional bank operations. In view of the strong competition, customer expectation to receive high quality services, and quick changes of technology, Islamic banks must the...

Full description

Saved in:
Bibliographic Details
Main Author: Fozi, Awang
Format: Thesis
Language:eng
Published: 2009
Subjects:
Online Access:https://etd.uum.edu.my/3625/1/s89235.pdf
Tags: Add Tag
No Tags, Be the first to tag this record!
id my-uum-etd.3625
record_format uketd_dc
institution Universiti Utara Malaysia
collection UUM ETD
language eng
advisor Zakaria, Mustafa
topic HF5415.33 Consumer Behavior.
spellingShingle HF5415.33 Consumer Behavior.
Fozi, Awang
Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)
description The operation of Islamic bank derives from the Islamic Law and thus differs in spirit, cultural background and practice from conventional bank operations. In view of the strong competition, customer expectation to receive high quality services, and quick changes of technology, Islamic banks must therefore think strategically by providing high quality products and services to satisfy their customers. The objectives of this study to measure customer satisfaction by using service quality dimensions; compliance , assurance, reliability, tangible, empathy and responsiveness (CARTER). A survey of 177 customers at three BIMB branches located in Northern Kedah was conducted. The data generated through the survey was analysed and a regression analysis was also carried out between the six dimensions and customer satisfaction. The result showed that the customers are satisfied with the products and services offered by the BIMB. The linear regression results indicate that there was a positive and statistically significant relationship between overall customer satisfaction and the SERVQUAL dimensions at the BIMB. The study also showed that the five dimensions; compliance, assurance, reliability, empathy and responsiveness are statistically significant predictors of customer satisfaction. Among the five dimensions responsiveness and reliability having the greatest overall impact.
format Thesis
qualification_name masters
qualification_level Master's degree
author Fozi, Awang
author_facet Fozi, Awang
author_sort Fozi, Awang
title Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)
title_short Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)
title_full Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)
title_fullStr Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)
title_full_unstemmed Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB)
title_sort customer satisfaction and service quality : a case study of bank islam malaysia berhad (bimb)
granting_institution Universiti Utara Malaysia
granting_department College of Business (COB)
publishDate 2009
url https://etd.uum.edu.my/3625/1/s89235.pdf
_version_ 1747827614229200896
spelling my-uum-etd.36252013-11-04T01:33:23Z Customer Satisfaction and Service Quality : A Case Study of Bank Islam Malaysia Berhad (BIMB) 2009 Fozi, Awang Zakaria, Mustafa College of Business (COB) College of Business HF5415.33 Consumer Behavior. The operation of Islamic bank derives from the Islamic Law and thus differs in spirit, cultural background and practice from conventional bank operations. In view of the strong competition, customer expectation to receive high quality services, and quick changes of technology, Islamic banks must therefore think strategically by providing high quality products and services to satisfy their customers. The objectives of this study to measure customer satisfaction by using service quality dimensions; compliance , assurance, reliability, tangible, empathy and responsiveness (CARTER). A survey of 177 customers at three BIMB branches located in Northern Kedah was conducted. The data generated through the survey was analysed and a regression analysis was also carried out between the six dimensions and customer satisfaction. The result showed that the customers are satisfied with the products and services offered by the BIMB. The linear regression results indicate that there was a positive and statistically significant relationship between overall customer satisfaction and the SERVQUAL dimensions at the BIMB. The study also showed that the five dimensions; compliance, assurance, reliability, empathy and responsiveness are statistically significant predictors of customer satisfaction. Among the five dimensions responsiveness and reliability having the greatest overall impact. 2009 Thesis https://etd.uum.edu.my/3625/ https://etd.uum.edu.my/3625/1/s89235.pdf text eng validuser http://lintas.uum.edu.my:8080/elmu/index.jsp?module=webopac-l&action=fullDisplayRetriever.jsp&szMaterialNo=0000336373 masters masters Universiti Utara Malaysia Al-Tamimi, H.A.H. and Al-Amiri, A. (2003), “Analysing service quality in the UAE Islamic banks”, Journal of Financial Services Marketing, Vol. 8 No. 2, pp. 119-32. Amin, M. and Isa, Z. (2008). An examination of the relationship between service quality perception and customer satisfaction: A SEM approach towards Malaysian Islamic banking. International Journal of Islamic and Middle Eastern Finance and Management Vol. 1 No. 3, 2008 pp. 191-209 Angur M., Nataraajan R. & Jahera J. (1999) "SQ in the banking industry: an assessment in a developing economy”, International Journal of Bank Marketing, 17(3), 116-125. Anthony T. and Addams, H. (2000) “SQ at Banks and Credit Unions”, Managing SQ, 10(1), 52-60. Avkiran N. (1994) “Developing an Instrument to Measure Customer Service Quality in Branch Banking”, International Journal of Bank Marketing; 12(6), 10-18. Berry, L, Parasuraman, A. and Zeithaml, V. (1990) “Five Imperatives for improving SQ”, Sloan Management Review, Vol. 29, summer, pp. 29-38. Blanchard, R. and Galloway, R. (1994) “Quality in Retail Banking” International Journal of Service Industry Management; 5(4) 5-23. Cronin, J. and Taylor, S. (1992) “Measuring SQ: a re- examination and extension”, Journal of Marketing, Vol. 56, July, 55-68. Cronin, J. and Taylor, S. (1994) “SERVPERF versus SERVQUAL: reconciling performance-based and perceptions- minus-expectations measurement of SQ”, Journal of Marketing, Vol. 58, January, 125-131. Erol, C. and El-Bdour, R. (1989), “Attitudes, behaviour and patronage factors of bank customers towards Islamic banks”, International Journal of Banking Marketing, Vol. 7 No. 6, pp. 31-9. Gerrard, P. and Cunningham, J.B. (1997), “Islamic banking: a study in Singapore”, International Journal of Bank Marketing, Vol. 15 No. 6, pp. 204-16. Gronroos, C. (1984) “A SQ model and its marketing implications”, European Journal of Marketing, Vol. 18, pp. 36-44. Gronroos, C., (1988), “SQ: the six criteria of good perceived SQ”, Review of Business, 9(3), 10-13. Hair, J.F., Babin, B., Money, A.H., Samuel,P. (2003), Essential of Business Research Methods, Wiley J. Australia. Haron, S., Ahmed, N. and Planisek, S. (1994), “Bank patronage factors of Muslims and non-Muslim customers”, International Journal of Bank Marketing, Vol. 12 No. 1, pp. 32-40. Howcroft, J. 13. (1991) 'Customer satisfaction in retail banking', Service Industry journal, Vol. 11, No. 1, pp. 11-17. Jabnoun, N. and Al-Tamimi, H. (2002) 'Measuring perceived service quality at UAE commercial banks', International Journal of Quality and Reliability Management, Vol. 20, No. 4, pp. 458-472. Jamal, A. and Naser, K. (2002), “Customer satisfaction and retail banking: an assessment of some of the key antecedents of customer satisfaction in retail banking”, International Journal of Bank Marketing, Vol. 20 No. 4, pp. 146-60. Johnston, R., (1995) “Determinants of SQ: satisfiers and dissatisfiers”, International Journal of Service Industry Management, 6 (5), 53-71. Kotler, P. (1997) Marketing Management: Analysis, Planning, Implementation, and Control, 9th ed., Prentice Hall, Inc., Englewood Cliffs, NJ. Kwon, W. and Lee, T. (1994) “Measuring SQ in Singapore retail banking”, Singapore Management Review, 16(2), 1-24. Le Blanc, G. and Nguyen, N. (1988) “Customers’ Perceptions of service quality in Financial Institutions”, International Journal of Bank Marketing, 6(4), 7-18. Lassar, W., Manolis, C. and Winsor, R. (2000) “SQ perspectives and satisfaction in private banking”, The International Journal of Bank Marketing, 18(4), 181-199. Levesque, T. and McDougall, G.H.C. (1996), “Determinants of customer satisfaction in retail banking”, International Journal of Bank Marketing, Vol. 14 No. 7, pp. 12-20. Lewis, B., Orledge, J. and Mitchell, V. (1994) “SQ: Students’ Assessment of Banks and Building Societies”, International Journal of Bank Marketing, 12(4), 3-12. Metawa, S. A. and Almossawi, M. (1998) 'Banking behavior of Islamic bank customers: Perspectives and implications', International Journal of Bank Marketing VoI 15, No. 7, pp. 299-313. Nascr, K., Jamal, A. and Al-Khatib, K. (1999) 'Islamic banking: A study of customer satisfaction and perferences in Jordan', International Journal of Marketing Vol. 17, No. 3, pp. 135-150 Oliver, R.L. (1993), “A conceptual model of SQ and service satisfaction: compatible goals, different concepts”, Advances in Services Marketing and Management, Vol. 2, JAI Press, Greenwich, CT, 65-85. Othman, A. and Owen, L. (2001), “Adopting and measuring customer service quality in Islamic banks: a case study in Kuwait Finance House”, International Journal of Islamic Financial Services, Vol. 3 No. 1. Parasuraman, A., Berry, L. and Zeithaml, V. (1985) “A conceptual model of SQ and its implications for future research,” Journal of Marketing, Vol. 49, Fall, 41-50. Parasuraman, A., Berry, L. and Zeithaml, V. (1988) “SERVQUAL : a multi-item scale for measuring consumer perceptions of SQ”, Journal of Retailing, Vol. 64, spring, 12-40. Parasuraman, A., Berry, L. and Zeithaml, V. (1991) “Perceived service quality as a customer-based performance measure: an empirical examination of organizational barriers using an extended service quality model”, Human Resource Management, 30(3), 335-64. Parasuraman, A., Berry, L. and Zeithaml, V. (1993) “Research note: more on improving SQ measurement”, Journal of Retailing, Vol. 69, Spring, 140-147. Parasuraman, A., Berry, L. and Zeithaml, V. (1994) ‘‘Reassessment of expectations as a comparison standard in measuring SQ: implications for further research”, Journal of Marketing, Vol. 58, January, 111-124. Reichheld, F. and Sasser, W. (1990) “Zero defections: quality comes to service”, Harvard Business Review, September-October, 105-111. Robinson, S. (1999) “Measuring SQ: current thinking and future requirements”, Marketing Intelligence & Planning, 17(1), 21–32. Rust, R. and Zahorik, A. (1993) “Customer satisfaction, customer retention and market share”, Journal of Retailing, 69(2), 193-215. Rust, R.T. and Oliver, R., (1994) Service Quality, SEGE Publications: London. Samuel, K. (1999) “Change for the better via ISO 9000 and TQM”, Management Decision, 37(4), 381-385. Stafford, M., (1994) “How customers perceive SQ”, Journal of Retail Banking; 17(2), 29-38. Wong, S. and Perry, C. (1991) “Customer service strategies in financial retailing, International Journal of Bank Marketing, 9(3), 11-16. Yavas, U., Bilgin, Z. and Shemwell, D. (1997) “SQ in the banking sector in an emerging economy: a consumer survey”, International Journal of Bank Marketing, 15(6), 217–223. Zahorik, A. and Rust, R. (1992) “Modeling the impact of SQ of profitability: a review”, Advances in Services Marketing and Management, JAI Press, Greenwich, CT, pp. 49-64. Zeithaml, V. and Bitner, M. (1996), Services Management, McGraw-Hill, New York.