Determinants of Islamic home financing selection : A study in Kuala Lumpur

Nowadays, household in Kuala Lumpur are unable to purchase a house at the market price because they have to face many difficulties. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institution to support their affordability to buy a house. This research...

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Main Author:	Nurul Labanihuda, Abdull Rahman
Format:	Thesis
Language:	eng eng
Published:	2014
Subjects:	BP Islam Bahaism Theosophy, etc HG Finance
Online Access:	https://etd.uum.edu.my/4097/1/s814585.pdf https://etd.uum.edu.my/4097/2/s814585_abstract.pdf
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id	my-uum-etd.4097
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Maamor, Selamah
topic	BP Islam Bahaism Theosophy, etc HG Finance
spellingShingle	BP Islam Bahaism Theosophy, etc HG Finance Nurul Labanihuda, Abdull Rahman Determinants of Islamic home financing selection : A study in Kuala Lumpur
description	Nowadays, household in Kuala Lumpur are unable to purchase a house at the market price because they have to face many difficulties. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institution to support their affordability to buy a house. This research aims to investigate the determinants which influence the customer in choosing Islamic home financing including attitude, subjective norms, pricing, religious obligation, government intervention and service provision. Samples were taken from 150 respondents who have experienced purchasing house in Kuala Lumpur. The methodology used in this research is one way ANOVA, t-Test, Pearson Coefficient and Multiple Regression. Result of this study shows there is significant relationship between attitude, religious obligation, and service provision between Islamic homes financing selection. Thus, this research provides useful information to community by increasing their level of confidence towards Islamic home financing. From this study, the researcher also suggests bank managers to improve several factors such as marketing, operational and customer service in order to attract customers purchasing their products. Finally, government intervention is vital in creating new policies, to control the house prices and provide variety of scheme in order to help the household to buy their own house.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Nurul Labanihuda, Abdull Rahman
author_facet	Nurul Labanihuda, Abdull Rahman
author_sort	Nurul Labanihuda, Abdull Rahman
title	Determinants of Islamic home financing selection : A study in Kuala Lumpur
title_short	Determinants of Islamic home financing selection : A study in Kuala Lumpur
title_full	Determinants of Islamic home financing selection : A study in Kuala Lumpur
title_fullStr	Determinants of Islamic home financing selection : A study in Kuala Lumpur
title_full_unstemmed	Determinants of Islamic home financing selection : A study in Kuala Lumpur
title_sort	determinants of islamic home financing selection : a study in kuala lumpur
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2014
url	https://etd.uum.edu.my/4097/1/s814585.pdf https://etd.uum.edu.my/4097/2/s814585_abstract.pdf
_version_	1747827680291586048
spelling	my-uum-etd.40972016-04-17T07:15:07Z Determinants of Islamic home financing selection : A study in Kuala Lumpur 2014 Nurul Labanihuda, Abdull Rahman Maamor, Selamah Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business BP Islam. Bahaism. Theosophy, etc HG Finance Nowadays, household in Kuala Lumpur are unable to purchase a house at the market price because they have to face many difficulties. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institution to support their affordability to buy a house. This research aims to investigate the determinants which influence the customer in choosing Islamic home financing including attitude, subjective norms, pricing, religious obligation, government intervention and service provision. Samples were taken from 150 respondents who have experienced purchasing house in Kuala Lumpur. The methodology used in this research is one way ANOVA, t-Test, Pearson Coefficient and Multiple Regression. Result of this study shows there is significant relationship between attitude, religious obligation, and service provision between Islamic homes financing selection. Thus, this research provides useful information to community by increasing their level of confidence towards Islamic home financing. From this study, the researcher also suggests bank managers to improve several factors such as marketing, operational and customer service in order to attract customers purchasing their products. Finally, government intervention is vital in creating new policies, to control the house prices and provide variety of scheme in order to help the household to buy their own house. 2014 Thesis https://etd.uum.edu.my/4097/ https://etd.uum.edu.my/4097/1/s814585.pdf text eng validuser https://etd.uum.edu.my/4097/2/s814585_abstract.pdf text eng public masters masters Universiti Utara Malaysia Abduh. M. and Abdul Razak. D. (2012),Customers' Attitude Towards Diminishing Partnership Home Financing in Islalnic Banking. AmericanJournal of Applied Science, Vol. 9, No.4, pp. 593-599. Abdullah, N. I. and Dusuki, A. W. (2006). Customers' Perceptions of lslamic Hire-Purchase Facility in Malaysia: An Empirical Analysis. IIUM. Journal of Economics and Management. Vol. 14(2), pp. 177-204. Ajzen, Icek. and Martin Fishbein ( 1980), Understanding Attitudes and Predicting Social Behavior, Englewood Cliffs, NJ: Prentice- Hall. Alam. S. S and N. M Sayuti (2011). 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Determinants of Islamic home financing selection : A study in Kuala Lumpur

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