Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful

Takaful is Islamic insurance which is the most suitable alternate of conventional insurance for individuals and financial institutions. Takaful and conventional insurances are two different contracts even though both have the same goal, which is to reduce the financial burden and protect their parti...

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Main Author:	Hafizah, Zainal
Format:	Thesis
Language:	eng eng
Published:	2013
Subjects:	HF5549-5549.5 Personnel Management Employment HG Finance
Online Access:	https://etd.uum.edu.my/5088/1/s811031.pdf https://etd.uum.edu.my/5088/7/s811031_abstract.pdf
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id	my-uum-etd.5088
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abu Bakar, Azizi
topic	HF5549-5549.5 Personnel Management Employment HG Finance
spellingShingle	HF5549-5549.5 Personnel Management Employment HG Finance Hafizah, Zainal Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
description	Takaful is Islamic insurance which is the most suitable alternate of conventional insurance for individuals and financial institutions. Takaful and conventional insurances are two different contracts even though both have the same goal, which is to reduce the financial burden and protect their participants from difficulties. In general, takaful services are not fully accepted and subscribed by the Islamic community themselves due to the lack of awareness of takaful roles in their lives and their economy even though the takaful services (products) are known to be managed and operate on Islamic principles which are free from riba, maysir and gharar. The purpose of this research is to examine the factors that influencing participation of society towards takaful in order to provide better understanding and exposure the products whereby more profitable than conventional insurance companies. In addition, this research also aims to provide information especially to the Muslim community itself and the multi-racial society in Malaysia because among of them are possibility to lack of awareness and knowledge about the existence takaful system in Malaysia. By involving a total of 330 respondents in this research, a structured survey questions were distributed to graduate students in various disciplines in Universiti Utara Malaysia, Kedah. The main objective of this research is to gain information why Malaysian community especially from the Islamic community is not fully participating in takaful or not subscribing takaful for their insurance needs. This study tested four main hypotheses related to the factors that influence the community participation in takaful. The results showed that demographic factors, understanding and public awareness have significant positive relationship. While the perception of service quality factors are not significant relationship and negative value. All hypotheses were tested using techniques of Interdependent Sample t-test, One Way ANOVA and Pearson correlation analysis. Hence, the results have lead to the specific recommendations towards takaful operator, government and future researcher
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Hafizah, Zainal
author_facet	Hafizah, Zainal
author_sort	Hafizah, Zainal
title	Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
title_short	Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
title_full	Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
title_fullStr	Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
title_full_unstemmed	Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
title_sort	faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2013
url	https://etd.uum.edu.my/5088/1/s811031.pdf https://etd.uum.edu.my/5088/7/s811031_abstract.pdf
_version_	1747827859015073792
spelling	my-uum-etd.50882022-04-05T05:16:08Z Faktor-faktor yang mempengaruhi penyertaan masyarakat terhadap takaful 2013 Hafizah, Zainal Abu Bakar, Azizi Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HF5549-5549.5 Personnel Management. Employment HG Finance Takaful is Islamic insurance which is the most suitable alternate of conventional insurance for individuals and financial institutions. Takaful and conventional insurances are two different contracts even though both have the same goal, which is to reduce the financial burden and protect their participants from difficulties. In general, takaful services are not fully accepted and subscribed by the Islamic community themselves due to the lack of awareness of takaful roles in their lives and their economy even though the takaful services (products) are known to be managed and operate on Islamic principles which are free from riba, maysir and gharar. The purpose of this research is to examine the factors that influencing participation of society towards takaful in order to provide better understanding and exposure the products whereby more profitable than conventional insurance companies. In addition, this research also aims to provide information especially to the Muslim community itself and the multi-racial society in Malaysia because among of them are possibility to lack of awareness and knowledge about the existence takaful system in Malaysia. By involving a total of 330 respondents in this research, a structured survey questions were distributed to graduate students in various disciplines in Universiti Utara Malaysia, Kedah. The main objective of this research is to gain information why Malaysian community especially from the Islamic community is not fully participating in takaful or not subscribing takaful for their insurance needs. This study tested four main hypotheses related to the factors that influence the community participation in takaful. The results showed that demographic factors, understanding and public awareness have significant positive relationship. While the perception of service quality factors are not significant relationship and negative value. All hypotheses were tested using techniques of Interdependent Sample t-test, One Way ANOVA and Pearson correlation analysis. Hence, the results have lead to the specific recommendations towards takaful operator, government and future researcher 2013 Thesis https://etd.uum.edu.my/5088/ https://etd.uum.edu.my/5088/1/s811031.pdf text eng public https://etd.uum.edu.my/5088/7/s811031_abstract.pdf text eng public masters masters Universiti Utara Malaysia Abdul Rahim Abdul Wahab, Mervyn K. Lewis & M. Kabir Hassan (2007). Islamic Takaful: Business Models, Shariah Concerns, and Proposed Solutions. Thunderbird International Business Review, Vol. 49(3) 371–396. 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