The determinants of commercial bank lending in Malaysia

This study investigates the bank specific and macroeconomic determinants of commercial bank lending in Malaysia using a sample of 27 banks covering the period from 2005 to 2014. This study also examines the impact of macroprudential policy measure implemented in 2010 on the lending activities of Mal...

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Main Author:	Lee, Eng Sheng
Format:	Thesis
Language:	eng eng
Published:	2016
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/6115/1/s818927_01.pdf https://etd.uum.edu.my/6115/2/s818927_02.pdf
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id	my-uum-etd.6115
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abdul Adzis, Azira
topic	HG Finance
spellingShingle	HG Finance Lee, Eng Sheng The determinants of commercial bank lending in Malaysia
description	This study investigates the bank specific and macroeconomic determinants of commercial bank lending in Malaysia using a sample of 27 banks covering the period from 2005 to 2014. This study also examines the impact of macroprudential policy measure implemented in 2010 on the lending activities of Malaysian commercial banks. Employing a random effects estimation, the findings demonstrate that bank size and volume of deposit positively influence commercial bank lending in Malaysia, while liquidity negatively influences the lending activities. With regard to macroeconomic determinants, this study does not find any conclusive evidence to support the influence of gross domestic product (GDP), lending rate and cash reserve requirement on commercial bank lending activities in Malaysia. Moreover, the findings of this study also reveal that the macroprudential policy measure which was implemented in 2010 to curb the high level of household indebtedness does not give any significant impact on lending activities in Malaysia during the study period.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Lee, Eng Sheng
author_facet	Lee, Eng Sheng
author_sort	Lee, Eng Sheng
title	The determinants of commercial bank lending in Malaysia
title_short	The determinants of commercial bank lending in Malaysia
title_full	The determinants of commercial bank lending in Malaysia
title_fullStr	The determinants of commercial bank lending in Malaysia
title_full_unstemmed	The determinants of commercial bank lending in Malaysia
title_sort	determinants of commercial bank lending in malaysia
granting_institution	Universiti Utara Malaysia
granting_department	School of Economics, Finance & Banking
publishDate	2016
url	https://etd.uum.edu.my/6115/1/s818927_01.pdf https://etd.uum.edu.my/6115/2/s818927_02.pdf
_version_	1747828023528259584
spelling	my-uum-etd.61152021-04-05T03:16:22Z The determinants of commercial bank lending in Malaysia 2016 Lee, Eng Sheng Abdul Adzis, Azira School of Economics, Finance & Banking School of Economics, Finance and Banking HG Finance This study investigates the bank specific and macroeconomic determinants of commercial bank lending in Malaysia using a sample of 27 banks covering the period from 2005 to 2014. This study also examines the impact of macroprudential policy measure implemented in 2010 on the lending activities of Malaysian commercial banks. Employing a random effects estimation, the findings demonstrate that bank size and volume of deposit positively influence commercial bank lending in Malaysia, while liquidity negatively influences the lending activities. With regard to macroeconomic determinants, this study does not find any conclusive evidence to support the influence of gross domestic product (GDP), lending rate and cash reserve requirement on commercial bank lending activities in Malaysia. Moreover, the findings of this study also reveal that the macroprudential policy measure which was implemented in 2010 to curb the high level of household indebtedness does not give any significant impact on lending activities in Malaysia during the study period. 2016 Thesis https://etd.uum.edu.my/6115/ https://etd.uum.edu.my/6115/1/s818927_01.pdf text eng public https://etd.uum.edu.my/6115/2/s818927_02.pdf text eng public masters masters Universiti Utara Malaysia Abdul Karim, Z., Azman-Saini, W. N. W., & Abdul Karim, B. (2011). Bank Lending Channel of Monetary Policy: Dynamic Panel Data Study of Malaysia. Journal of Asia-Pacific Business, 12(3), 225-243. Al-Kilani, Q. A., & Kaddumi, T. A. (2015). 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The determinants of commercial bank lending in Malaysia

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