The determinants of commercial bank lending in Malaysia
This study investigates the bank specific and macroeconomic determinants of commercial bank lending in Malaysia using a sample of 27 banks covering the period from 2005 to 2014. This study also examines the impact of macroprudential policy measure implemented in 2010 on the lending activities of Mal...
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HG Finance Lee, Eng Sheng The determinants of commercial bank lending in Malaysia |
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This study investigates the bank specific and macroeconomic determinants of commercial bank lending in Malaysia using a sample of 27 banks covering the period from 2005 to 2014. This study also examines the impact of macroprudential policy measure implemented in 2010 on the lending activities of Malaysian commercial banks. Employing a random effects estimation, the findings demonstrate that bank size and volume of deposit positively influence commercial bank lending in Malaysia, while liquidity negatively influences the
lending activities. With regard to macroeconomic determinants, this study does not find any conclusive evidence to support the influence of gross domestic product (GDP), lending rate and cash reserve requirement on commercial bank lending activities in Malaysia. Moreover, the findings of this study also reveal that the macroprudential policy measure which was implemented in 2010 to curb the high level of household indebtedness does not give any significant impact on lending activities in Malaysia during the study period. |
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Master's degree |
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Lee, Eng Sheng |
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Lee, Eng Sheng |
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Lee, Eng Sheng |
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The determinants of commercial bank lending in Malaysia |
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The determinants of commercial bank lending in Malaysia |
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The determinants of commercial bank lending in Malaysia |
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The determinants of commercial bank lending in Malaysia |
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The determinants of commercial bank lending in Malaysia |
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determinants of commercial bank lending in malaysia |
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Universiti Utara Malaysia |
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School of Economics, Finance & Banking |
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2016 |
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https://etd.uum.edu.my/6115/1/s818927_01.pdf https://etd.uum.edu.my/6115/2/s818927_02.pdf |
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my-uum-etd.61152021-04-05T03:16:22Z The determinants of commercial bank lending in Malaysia 2016 Lee, Eng Sheng Abdul Adzis, Azira School of Economics, Finance & Banking School of Economics, Finance and Banking HG Finance This study investigates the bank specific and macroeconomic determinants of commercial bank lending in Malaysia using a sample of 27 banks covering the period from 2005 to 2014. This study also examines the impact of macroprudential policy measure implemented in 2010 on the lending activities of Malaysian commercial banks. Employing a random effects estimation, the findings demonstrate that bank size and volume of deposit positively influence commercial bank lending in Malaysia, while liquidity negatively influences the lending activities. With regard to macroeconomic determinants, this study does not find any conclusive evidence to support the influence of gross domestic product (GDP), lending rate and cash reserve requirement on commercial bank lending activities in Malaysia. Moreover, the findings of this study also reveal that the macroprudential policy measure which was implemented in 2010 to curb the high level of household indebtedness does not give any significant impact on lending activities in Malaysia during the study period. 2016 Thesis https://etd.uum.edu.my/6115/ https://etd.uum.edu.my/6115/1/s818927_01.pdf text eng public https://etd.uum.edu.my/6115/2/s818927_02.pdf text eng public masters masters Universiti Utara Malaysia Abdul Karim, Z., Azman-Saini, W. N. W., & Abdul Karim, B. (2011). Bank Lending Channel of Monetary Policy: Dynamic Panel Data Study of Malaysia. Journal of Asia-Pacific Business, 12(3), 225-243. Al-Kilani, Q. A., & Kaddumi, T. A. (2015). 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