A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah

The credit guarantee programs initiated by the Malaysian Government are directed toward assisting small and medium-sized enterprises (SMEs) which lack internal financing. The Credit Guarantee Corporation’s Principal Guarantee Scheme (PGS) was introduced on April 3,1989 to enable SMEs to obtain exte...

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Main Author:	Mohd Khairuddin, Hashim
Format:	Thesis
Language:	eng eng
Published:	1995
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/707/1/Mohd_Khairuddin_Hashim.pdf https://etd.uum.edu.my/707/2/Mohd_Khairuddin_Hashim_95.pdf
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id	my-uum-etd.707
record_format	uketd_dc
spelling	my-uum-etd.7072013-07-24T12:08:37Z A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah 1995-06 Mohd Khairuddin, Hashim Sekolah Siswazah Sekolah Siswazah HG Finance The credit guarantee programs initiated by the Malaysian Government are directed toward assisting small and medium-sized enterprises (SMEs) which lack internal financing. The Credit Guarantee Corporation’s Principal Guarantee Scheme (PGS) was introduced on April 3,1989 to enable SMEs to obtain external financing which would not have been available without the PGS. This case study examined the impact of the PGS on SMEs in Penang and Kedah. In determining the effectiveness of the PGS, the study focused on the following: a. response to the PGS since its inception; b. extent of participation by the banks in channelling the funds; and c. performance of SMEs after receiving the PGS facilities. Further, the findings indicated that the impact of the PGS was not entirely favourable on SMEs, that is, the objectives were not met. Finally, this study suggests eight recommendations which will strengthen the position of the PGS, as well as, increase the efforts and support for the SME sector. 1995-06 Thesis https://etd.uum.edu.my/707/ https://etd.uum.edu.my/707/1/Mohd_Khairuddin_Hashim.pdf application/pdf eng validuser https://etd.uum.edu.my/707/2/Mohd_Khairuddin_Hashim_95.pdf application/pdf eng public masters masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
topic	HG Finance
spellingShingle	HG Finance Mohd Khairuddin, Hashim A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
description	The credit guarantee programs initiated by the Malaysian Government are directed toward assisting small and medium-sized enterprises (SMEs) which lack internal financing. The Credit Guarantee Corporation’s Principal Guarantee Scheme (PGS) was introduced on April 3,1989 to enable SMEs to obtain external financing which would not have been available without the PGS. This case study examined the impact of the PGS on SMEs in Penang and Kedah. In determining the effectiveness of the PGS, the study focused on the following: a. response to the PGS since its inception; b. extent of participation by the banks in channelling the funds; and c. performance of SMEs after receiving the PGS facilities. Further, the findings indicated that the impact of the PGS was not entirely favourable on SMEs, that is, the objectives were not met. Finally, this study suggests eight recommendations which will strengthen the position of the PGS, as well as, increase the efforts and support for the SME sector.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Mohd Khairuddin, Hashim
author_facet	Mohd Khairuddin, Hashim
author_sort	Mohd Khairuddin, Hashim
title	A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_short	A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_full	A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_fullStr	A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_full_unstemmed	A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah
title_sort	case study on the impact of the credit guarantee scheme on small and medium-sized entreprises in penang and kedah
granting_institution	Universiti Utara Malaysia
granting_department	Sekolah Siswazah
publishDate	1995
url	https://etd.uum.edu.my/707/1/Mohd_Khairuddin_Hashim.pdf https://etd.uum.edu.my/707/2/Mohd_Khairuddin_Hashim_95.pdf
_version_	1747826978667364352

A Case Study On The Impact Of The Credit Guarantee Scheme On Small And Medium-Sized Entreprises In Penang And Kedah

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