Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)

This is a pioneering attempt to examine the asset-liability management (ALM) of Bank Bumiputera Malaysia Berhad as a specific case study over the period of 1991-1997. The study provides a broad framework for the analysis of ALM performance of the bank extracted through economic interpretation of th...

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Bibliographic Details
Main Author: Ruslan, Shamsudin
Format: Thesis
Language:eng
eng
Published: 1999
Subjects:
Online Access:https://etd.uum.edu.my/712/1/RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf
https://etd.uum.edu.my/712/2/1.RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf
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Summary:This is a pioneering attempt to examine the asset-liability management (ALM) of Bank Bumiputera Malaysia Berhad as a specific case study over the period of 1991-1997. The study provides a broad framework for the analysis of ALM performance of the bank extracted through economic interpretation of the bank's balance sheet and annual reports. The study suggests that the asset quality of the Bank Bumiputera has been somewhat low in comparison to other major bank in Malaysia. Its Proportion of non-performing loans (NPL) is also on higher side. There is also an indication of mis-match between the growth of deposits and advances by the bank ever the years. Profitability, risk and liquidity implications involved in different item of liabilities and assets for a sound management. In reconciling the conflicting goals such as liquidity and profitability requires a better attention, caution, care, control, consideration and coordinated approach in the future ALM action of the bank management.