Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)

This is a pioneering attempt to examine the asset-liability management (ALM) of Bank Bumiputera Malaysia Berhad as a specific case study over the period of 1991-1997. The study provides a broad framework for the analysis of ALM performance of the bank extracted through economic interpretation of th...

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Main Author: Ruslan, Shamsudin
Format: Thesis
Language:eng
eng
Published: 1999
Subjects:
Online Access:https://etd.uum.edu.my/712/1/RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf
https://etd.uum.edu.my/712/2/1.RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf
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spelling my-uum-etd.7122013-07-24T12:08:38Z Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997) 1999-10-08 Ruslan, Shamsudin Sekolah Siswazah Graduate School HG Finance This is a pioneering attempt to examine the asset-liability management (ALM) of Bank Bumiputera Malaysia Berhad as a specific case study over the period of 1991-1997. The study provides a broad framework for the analysis of ALM performance of the bank extracted through economic interpretation of the bank's balance sheet and annual reports. The study suggests that the asset quality of the Bank Bumiputera has been somewhat low in comparison to other major bank in Malaysia. Its Proportion of non-performing loans (NPL) is also on higher side. There is also an indication of mis-match between the growth of deposits and advances by the bank ever the years. Profitability, risk and liquidity implications involved in different item of liabilities and assets for a sound management. In reconciling the conflicting goals such as liquidity and profitability requires a better attention, caution, care, control, consideration and coordinated approach in the future ALM action of the bank management. 1999-10 Thesis https://etd.uum.edu.my/712/ https://etd.uum.edu.my/712/1/RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf application/pdf eng validuser https://etd.uum.edu.my/712/2/1.RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf application/pdf eng public masters masters Universiti Utara Malaysia Austin, Douglas R., Donald V.Harkala and Thomas Scamphini.,(1992). Modern Banking : Practical guide to managing deregulated financial institution, Toppan Co.Ltd. Tokyo, Japan. Bhatia, R.C. (1992). Banking Structure and Performance : A Case Study of the Indian Banking Svstem 1950 - 1968, National Institute of Rank Management, Pune, India. Benson, George J., Gerald A.Hancveck and David V.Murphy (1982). "Operating costs in Coinmercial Banking. "Economic review of Federal Resene Bank, Atlanta, USA. Clifford, John T. (1975). Mawine of bank administration., Bank administrative institute, Prentice-Hall Company, Virginia. Dill, Arnold A. (1988). Tool and Techniques to Implement Asset/Liability Management. Banker's Hand book, Edited by William H. Baulin, Dowjones-Irwin Home Wood, Illinois. Gardener,Mona J.and Mill Dixie L. (1991). Managing Financial Institution : An Asset/Liability Approach, The Dryden Press, Chicago. Harrington, R. (1987). Trends in Ranking Structure and regulations in Asset and Liabilities Management. OECD Countries, France. Hartman, Timothy P.(1988). Capital Planning and Management. Dowjones Irwin. USA. Haslem, John 4 and A.J. Stagliano. (1985). "An analysis of liquid measurement and relative Rank Profitability". Acron Bussiness and Economic Review. 1985. Horngren,Charles T. (1984). Introduction to Management Accounting Sixth Edition, Prentice-Hall Inc. London. Johnson, Hazel J. (1994). Bank's Asset / Liability Management: The Concept And the tool, Probus Publishing Company, England. Metzger, Robert 0. (1982). Banking In 1980's : Productivity improvement on an Exponential curve, National Productivity review, 1992-1993. pp 22-28. Pujarl, H. V. (1996) Asset and Liability Management. Some Aspect in N.Jadhar : Challenges to Indian Banking, Delhi Macmillan India, pp 165-175.
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
topic HG Finance
spellingShingle HG Finance
Ruslan, Shamsudin
Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)
description This is a pioneering attempt to examine the asset-liability management (ALM) of Bank Bumiputera Malaysia Berhad as a specific case study over the period of 1991-1997. The study provides a broad framework for the analysis of ALM performance of the bank extracted through economic interpretation of the bank's balance sheet and annual reports. The study suggests that the asset quality of the Bank Bumiputera has been somewhat low in comparison to other major bank in Malaysia. Its Proportion of non-performing loans (NPL) is also on higher side. There is also an indication of mis-match between the growth of deposits and advances by the bank ever the years. Profitability, risk and liquidity implications involved in different item of liabilities and assets for a sound management. In reconciling the conflicting goals such as liquidity and profitability requires a better attention, caution, care, control, consideration and coordinated approach in the future ALM action of the bank management.
format Thesis
qualification_name masters
qualification_level Master's degree
author Ruslan, Shamsudin
author_facet Ruslan, Shamsudin
author_sort Ruslan, Shamsudin
title Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)
title_short Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)
title_full Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)
title_fullStr Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)
title_full_unstemmed Commercial Bank Portfolio Management : A Case Study Of Bank Bumiputera Malaysia (1991-1997)
title_sort commercial bank portfolio management : a case study of bank bumiputera malaysia (1991-1997)
granting_institution Universiti Utara Malaysia
granting_department Sekolah Siswazah
publishDate 1999
url https://etd.uum.edu.my/712/1/RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf
https://etd.uum.edu.my/712/2/1.RUSLAN_BIN_SHAMSUDIN_-_Commercial_Bank_Portfolio_Management_A_Case_Study_Of_Bank_Bumiputera_Malaysia_%281991-1997%29.pdf
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