The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah

This study aims to investigate the factors affecting the saving behavior for retirement among workers in Kedah. This is because there is an issue where Malaysians workers having problem regarding their retirement savings that is not enough for retirement purposes. This study investigates the relati...

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Main Author:	Lee, Shing Yee
Format:	Thesis
Language:	eng eng
Published:	2018
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/7318/1/s820078_01.pdf https://etd.uum.edu.my/7318/2/s820078_02.pdf
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id	my-uum-etd.7318
record_format	uketd_dc
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abdul Rahman, Maria
topic	HG Finance
spellingShingle	HG Finance Lee, Shing Yee The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah
description	This study aims to investigate the factors affecting the saving behavior for retirement among workers in Kedah. This is because there is an issue where Malaysians workers having problem regarding their retirement savings that is not enough for retirement purposes. This study investigates the relationship between financial knowledge, self-suspension and future perspectives on saving behavior. Using a sample of 400 workers in the state of Kedah, the results showed that there is a direct significant relationship between the financial knowledge, self-suspension and perspective of the future with the saving attitude for retirement. The contribution of this study aimed to provide ideas and contributions to the government and the community in designing policy and future research presentations.
format	Thesis
qualification_name	masters
qualification_level	Master's degree
author	Lee, Shing Yee
author_facet	Lee, Shing Yee
author_sort	Lee, Shing Yee
title	The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah
title_short	The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah
title_full	The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah
title_fullStr	The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah
title_full_unstemmed	The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah
title_sort	influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in kedah
granting_institution	Universiti Utara Malaysia
granting_department	Othman Yeop Abdullah Graduate School of Business
publishDate	2018
url	https://etd.uum.edu.my/7318/1/s820078_01.pdf https://etd.uum.edu.my/7318/2/s820078_02.pdf
_version_	1747828195705487360
spelling	my-uum-etd.73182021-08-09T08:34:24Z The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah 2018 Lee, Shing Yee Abdul Rahman, Maria Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance This study aims to investigate the factors affecting the saving behavior for retirement among workers in Kedah. This is because there is an issue where Malaysians workers having problem regarding their retirement savings that is not enough for retirement purposes. This study investigates the relationship between financial knowledge, self-suspension and future perspectives on saving behavior. Using a sample of 400 workers in the state of Kedah, the results showed that there is a direct significant relationship between the financial knowledge, self-suspension and perspective of the future with the saving attitude for retirement. The contribution of this study aimed to provide ideas and contributions to the government and the community in designing policy and future research presentations. 2018 Thesis https://etd.uum.edu.my/7318/ https://etd.uum.edu.my/7318/1/s820078_01.pdf text eng public https://etd.uum.edu.my/7318/2/s820078_02.pdf text eng public masters masters Universiti Utara Malaysia Adams, G.A. & Rau, B.L. (2011). Putting Off Tomorrow to Do What You Want Today. American Psychologist, 66(3), 180-192. AFM, Netherlands Authority of the Financial Markets (2011). AFM Consumentenmonitor Najaar 2011 Pensioen (AFM Consumer Monitor Autumn 2011 Pension) (in Dutch). Akerlof, G. A. (1991). Procrastination and obedience. American Economic Review, 81(2), 1-19. Annink, A., Den Dulk, L., & Steijn, A. J. (2016). Work-To-Family Conflict Among Employees And The Self-Employed Across Europe. Social Indicators Research, 126, 571–593. Atkinson Adele and Messy Flore-Anne (2011). 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The influence of financial literacy, self-procrastination and future time-perspective on employees' retirement saving behavior in Kedah

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