Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers

Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers

The study aims to examine the relationship between microfinance factors (credit access, training, social capital) and religiosity on the business performance of micro and small entrepreneurs among TEKUN borrowers. Literature was reviewed in entrepreneurship, management, and other related fields to p...

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Main Author: Nadzreen Syakilah, Ahmad Nazri
Format: Thesis
Language:eng
eng
Published: 2018
Subjects:
HB615-715 Entrepreneurship
Risk and uncertainty
Property
HG Finance
Online Access:https://etd.uum.edu.my/7808/1/s823062_01.pdf
https://etd.uum.edu.my/7808/2/s823062_02.pdf
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institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Hashim, Norashidah
topic HB615-715 Entrepreneurship
Risk and uncertainty
Property
HG Finance
spellingShingle HB615-715 Entrepreneurship
Risk and uncertainty
Property
HG Finance
Nadzreen Syakilah, Ahmad Nazri
Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers
description The study aims to examine the relationship between microfinance factors (credit access, training, social capital) and religiosity on the business performance of micro and small entrepreneurs among TEKUN borrowers. Literature was reviewed in entrepreneurship, management, and other related fields to provide better understanding regarding past, present, and future needs in study area. Entrepreneurship has been identified as the vital tool for promoting economic and social growth for the nation. Entrepreneurship at the micro and small level helps to generate income at the household and national level. The micro finance institutions have been identified as the source of providing credit access and other tools in assisting entrepreneurs. Aside frotr1 that, religiosity is another aspect which influenced the development of entrepreneurship. The in-depth review of literature has led to the establishment of a theoretical framework to examine the relationship of microfinancc factors and religiosity with business performance. A questionnaire survey was designed and distributed towards the 320 entrepreneurs whom are borrowing from Tekun Nasional in Kedah. The study employed cluster sampling method and the result were analyzed using statistical analysis SPSS version 22. The surveys were distributed physically, and 102 responses were received. The findings of this study indicate that there is the relationship between credit access, training, social capital, and religiosity towards business performance. Credit access (r = 0.604) and religiosity (r = 0.637) have large correlation coefficient while training (r = 0.431) and social capital (r = 0.332) have medium correlation coefficient. Lastly, the discussion and explanation on limitation, theoretical and practical implications, limitations, direction for future research, and conclusions were included.
format Thesis
qualification_name masters
qualification_level Master's degree
author Nadzreen Syakilah, Ahmad Nazri
author_facet Nadzreen Syakilah, Ahmad Nazri
author_sort Nadzreen Syakilah, Ahmad Nazri
title Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers
title_short Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers
title_full Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers
title_fullStr Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers
title_full_unstemmed Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers
title_sort microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (mse) among tekun borrowers
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2018
url https://etd.uum.edu.my/7808/1/s823062_01.pdf
https://etd.uum.edu.my/7808/2/s823062_02.pdf
_version_ 1747828268575227904
spelling my-uum-etd.78082021-08-11T02:37:38Z Microfinance factors and religiosity influencing business performance of micro and small entrepreneurs (MSE) among TEKUN borrowers 2018 Nadzreen Syakilah, Ahmad Nazri Hashim, Norashidah Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HB615-715 Entrepreneurship. Risk and uncertainty. Property HG Finance The study aims to examine the relationship between microfinance factors (credit access, training, social capital) and religiosity on the business performance of micro and small entrepreneurs among TEKUN borrowers. Literature was reviewed in entrepreneurship, management, and other related fields to provide better understanding regarding past, present, and future needs in study area. Entrepreneurship has been identified as the vital tool for promoting economic and social growth for the nation. Entrepreneurship at the micro and small level helps to generate income at the household and national level. The micro finance institutions have been identified as the source of providing credit access and other tools in assisting entrepreneurs. Aside frotr1 that, religiosity is another aspect which influenced the development of entrepreneurship. The in-depth review of literature has led to the establishment of a theoretical framework to examine the relationship of microfinancc factors and religiosity with business performance. A questionnaire survey was designed and distributed towards the 320 entrepreneurs whom are borrowing from Tekun Nasional in Kedah. The study employed cluster sampling method and the result were analyzed using statistical analysis SPSS version 22. The surveys were distributed physically, and 102 responses were received. The findings of this study indicate that there is the relationship between credit access, training, social capital, and religiosity towards business performance. Credit access (r = 0.604) and religiosity (r = 0.637) have large correlation coefficient while training (r = 0.431) and social capital (r = 0.332) have medium correlation coefficient. Lastly, the discussion and explanation on limitation, theoretical and practical implications, limitations, direction for future research, and conclusions were included. 2018 Thesis https://etd.uum.edu.my/7808/ https://etd.uum.edu.my/7808/1/s823062_01.pdf text eng public https://etd.uum.edu.my/7808/2/s823062_02.pdf text eng public masters masters Universiti Utara Malaysia Abul Hassan. (2014). The challenge in poverty alleviation: role of Islamic microfinance and social capital", Humanomics, Vol. 30 Issue: 1, pp.76-90, https://doi.org/10.1108/H-10-2013-0068 Abdul Wahab, N.N. (2018). 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