To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA

To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA

This paper intends to evaluate the commercial banks performance in Malaysia by using CAMEL framework with assessment through conventional accounting measures of Return on Asset (ROA) and Return on Equity (ROE) and Economic Value Added (EVA) as measurements for banking industry performance. It able t...

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Main Author: Choong, Keat Moon
Format: Thesis
Language:eng
eng
Published: 2018
Subjects:
HG Finance
Online Access:https://etd.uum.edu.my/7866/1/s821182_01.pdf
https://etd.uum.edu.my/7866/2/s821182_02.pdf
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id my-uum-etd.7866
record_format uketd_dc
institution Universiti Utara Malaysia
collection UUM ETD
language eng
eng
advisor Mazlan, Ahmad Rizal
topic HG Finance
spellingShingle HG Finance
Choong, Keat Moon
To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA
description This paper intends to evaluate the commercial banks performance in Malaysia by using CAMEL framework with assessment through conventional accounting measures of Return on Asset (ROA) and Return on Equity (ROE) and Economic Value Added (EVA) as measurements for banking industry performance. It able to provide overview and better understanding on bank’s financial performance as well as to identify factors which affect bank performance and hence to improve in risk management to reduce losses to the bank. This study has been conducted by using 16 commercial banks comprises of local and foreign banks for the 5 years period from 2013 to 2017. The findings of this study suggested that CAMEL variables are significant in ROA, ROE and EVA models except for liquidity which is insignificant to ROE. The study concluded that EVA model has better explanation in bank financial performance as compared to ROA and ROE.
format Thesis
qualification_name masters
qualification_level Master's degree
author Choong, Keat Moon
author_facet Choong, Keat Moon
author_sort Choong, Keat Moon
title To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA
title_short To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA
title_full To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA
title_fullStr To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA
title_full_unstemmed To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA
title_sort to evaluate commercial banks performance in malaysia by using camel framework : an analysis with roa, roe and eva
granting_institution Universiti Utara Malaysia
granting_department Othman Yeop Abdullah Graduate School of Business
publishDate 2018
url https://etd.uum.edu.my/7866/1/s821182_01.pdf
https://etd.uum.edu.my/7866/2/s821182_02.pdf
_version_ 1747828280080203776
spelling my-uum-etd.78662021-08-09T06:31:54Z To evaluate commercial banks performance in Malaysia by using CAMEL framework : an analysis with ROA, ROE and EVA 2018 Choong, Keat Moon Mazlan, Ahmad Rizal Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance This paper intends to evaluate the commercial banks performance in Malaysia by using CAMEL framework with assessment through conventional accounting measures of Return on Asset (ROA) and Return on Equity (ROE) and Economic Value Added (EVA) as measurements for banking industry performance. It able to provide overview and better understanding on bank’s financial performance as well as to identify factors which affect bank performance and hence to improve in risk management to reduce losses to the bank. This study has been conducted by using 16 commercial banks comprises of local and foreign banks for the 5 years period from 2013 to 2017. The findings of this study suggested that CAMEL variables are significant in ROA, ROE and EVA models except for liquidity which is insignificant to ROE. The study concluded that EVA model has better explanation in bank financial performance as compared to ROA and ROE. 2018 Thesis https://etd.uum.edu.my/7866/ https://etd.uum.edu.my/7866/1/s821182_01.pdf text eng public https://etd.uum.edu.my/7866/2/s821182_02.pdf text eng public https://sierra.uum.edu.my/record=b1699298~S1 masters masters Universiti Utara Malaysia Arafat, M. Y., Warokka, A., Buchdadi, A. D. & Suherman, N.A. (2013). Banking efficiency and performance: A test of banking characteristics in an emerging market. Journal for Global Business Advancement, 6(1), 13 – 23. Almazari, A. A. (2011). Financial performance evaluation of some selected Jordanian Commercial Banks. International Research Journal of Finance and Economics, 68, 50-63. Almumani, M. A. (2014). A Comparison of financial performance of Saudi Banks (2007- 2011). 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