Hubungan pengurusan risiko, literasi kewangan dan modal insan dengan prestasi perusahaan kecil dan sederhana serta kesan orientasi keusahawanan sebagai pembolehubah mediator

Estimation shows that 95% of world corporations are Small and Medium Enterprises (SMEs). According to Malaysian Census Report 2016, the Department of Statistics indicated 907,065 corporations were SME firms and this was a majority. Therefore, the contribution of SMEs to the country’s economic develo...

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Bibliographic Details
Main Author: Sajiah, Yakob
Format: Thesis
Language:eng
eng
Published: 2019
Subjects:
Online Access:https://etd.uum.edu.my/8009/1/s95031_01.pdf
https://etd.uum.edu.my/8009/2/s95031_02.pdf
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Summary:Estimation shows that 95% of world corporations are Small and Medium Enterprises (SMEs). According to Malaysian Census Report 2016, the Department of Statistics indicated 907,065 corporations were SME firms and this was a majority. Therefore, the contribution of SMEs to the country’s economic development is undeniable, especially to the Gross Domestic Product (GDP), employment and export. In addition, SMEs contribution also focused on the economic development of communities and individuals. However, the performance of SMEs is still at a level below expectation. As such, SMEs face obstacles and challenges to compete in the market to ensure the performance of SMEs is as expected. Therefore, this research endeavors to study the factors that contribute to Malaysia’s SMEs performances. This study focused on the firm’s internal resources which are enterprise risk management, financial literacy and human capital as independent variables. This study further examines whether these three independent variables are significantly correlated with SMEs performance as the dependent variable. Besides, the study also examines whether entrepreneurial orientation is capable to become the mediating variable in the relationships between these three independent variables and SMEs performance. The respondents are SMEs firms in Penang, Kedah and Perlis. The study population is 7,012 SMEs firms listed on the SME Corp website up to 30 September, 2016. A total of 1,213 questionnaires were distributed through mail. 207 responses were received, while 200 have been used to analyse using SPSS (Statistical Package for Social Science), version 21. Study has shown that enterprise risk management, financial literacy and human capital have significant correlation with SMEs performance. Meanwhile, entrepreneurial orientation is able to act as mediator in the relationship between independent variables and SMEs performance. Findings have contributed to improving the performance of SMEs in Malaysia. Finally, the implications, constraints and suggestions of future studies are also discussed.