Determinants Factor Of Islamic Mortgage Inclination
Nowadays, household are unable to purchase a house at the market price because they have to face many difficulties. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institution to support their affordability to buy a house. This research aims to investi...
Saved in:
| Main Author: | |
|---|---|
| Format: | Thesis |
| Language: | eng eng |
| Published: |
2018
|
| Subjects: | |
| Online Access: | https://etd.uum.edu.my/8425/1/S822020_01.pdf https://etd.uum.edu.my/8425/2/822020%20REFERENCES.docx |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| id |
my-uum-etd.8425 |
|---|---|
| record_format |
uketd_dc |
| spelling |
my-uum-etd.84252021-07-06T02:27:16Z Determinants Factor Of Islamic Mortgage Inclination 2018 Lina Nadhirah, Abdul Hadi Othman, Amirul Faiz Othman Yeop Abdullah Graduate School of Business Othman Yeop Abdullah Graduate School of Business HG Finance Nowadays, household are unable to purchase a house at the market price because they have to face many difficulties. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institution to support their affordability to buy a house. This research aims to investigate the determinants factor of consumer attitude, perceived risk, service quality, product choice and Islamic debt policy towards Islamic mortgage inclination. In this research, samples were taken from 310 respondents of civil servants in Kubang Pasu district, Kedah. To test the hypothesis of these study, researcher use t-test, one-way ANOVA, Pearson Coefficient and Multiple Regression to investigate which factor determine Islamic mortgage inclination. The finding of this study shows that there is a significant relationship between consumer attitude, perceived risk and product choice towards Islamic mortgage inclination. Thus, this research provides useful information to community and the bank managers by increasing their level of confidence towards Islamic mortgage financing. From this study, the researchers also suggest Islamic bank managers to give greater emphasis in marketing, operational and customer service to ensure employees provide the best services to their customers and achieve customer satisfaction. 2018 Thesis https://etd.uum.edu.my/8425/ https://etd.uum.edu.my/8425/1/S822020_01.pdf text eng public https://etd.uum.edu.my/8425/2/822020%20REFERENCES.docx text eng public other masters Universiti Utara Malaysia |
| institution |
Universiti Utara Malaysia |
| collection |
UUM ETD |
| language |
eng eng |
| advisor |
Othman, Amirul Faiz |
| topic |
HG Finance |
| spellingShingle |
HG Finance Lina Nadhirah, Abdul Hadi Determinants Factor Of Islamic Mortgage Inclination |
| description |
Nowadays, household are unable to purchase a house at the market price because they have to face many difficulties. They need to undergo lot of procedures and conditions applied to obtain loan from the financial institution to support their affordability to buy a house. This research aims to investigate the determinants factor of consumer attitude, perceived risk, service quality, product choice and Islamic debt policy towards Islamic mortgage inclination. In this research, samples were taken from 310 respondents of civil servants in Kubang Pasu district, Kedah. To test the hypothesis of these study, researcher use t-test, one-way ANOVA, Pearson Coefficient and Multiple Regression to investigate which factor determine Islamic mortgage inclination. The finding of this study shows that there is a significant relationship between consumer attitude, perceived risk and product choice towards Islamic mortgage inclination. Thus, this research provides useful information to community and the bank managers by increasing their level of confidence towards Islamic mortgage financing. From this study, the researchers also suggest Islamic bank managers to give greater emphasis in marketing, operational and customer service to ensure employees provide the best services to their customers and achieve customer satisfaction. |
| format |
Thesis |
| qualification_name |
other |
| qualification_level |
Master's degree |
| author |
Lina Nadhirah, Abdul Hadi |
| author_facet |
Lina Nadhirah, Abdul Hadi |
| author_sort |
Lina Nadhirah, Abdul Hadi |
| title |
Determinants Factor Of Islamic Mortgage Inclination |
| title_short |
Determinants Factor Of Islamic Mortgage Inclination |
| title_full |
Determinants Factor Of Islamic Mortgage Inclination |
| title_fullStr |
Determinants Factor Of Islamic Mortgage Inclination |
| title_full_unstemmed |
Determinants Factor Of Islamic Mortgage Inclination |
| title_sort |
determinants factor of islamic mortgage inclination |
| granting_institution |
Universiti Utara Malaysia |
| granting_department |
Othman Yeop Abdullah Graduate School of Business |
| publishDate |
2018 |
| url |
https://etd.uum.edu.my/8425/1/S822020_01.pdf https://etd.uum.edu.my/8425/2/822020%20REFERENCES.docx |
| _version_ |
1747828390299172864 |