The impact of internal and external factors on profit efficiency of islamic banks in Malaysia

The sustainability of the banking system depends on the profit efficiency of the banks. The profit efficiency of Islamic banks in Malaysia shows a fluctuating trend from the period of 2014 to 2018. This study aims to analyse the post Global Financing Crises (GFC) period and examines the impact of ex...

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Main Author:	Siti Maizatul Shima, Yusoff
Format:	Thesis
Language:	eng eng
Published:	2021
Subjects:	HD28-70 Management Industrial Management HD58.9 Organizational Effectiveness. HG Finance
Online Access:	https://etd.uum.edu.my/9660/1/s820757_01.pdf https://etd.uum.edu.my/9660/2/s820757_02.pdf
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id	my-uum-etd.9660
record_format	uketd_dc
spelling	my-uum-etd.96602024-01-28T03:07:09Z The impact of internal and external factors on profit efficiency of islamic banks in Malaysia 2021 Siti Maizatul Shima, Yusoff Abdul Majid, Nurul Huda Islamic Business School Islamic Business School HD28-70 Management. Industrial Management HD58.9 Organizational Effectiveness. HG Finance The sustainability of the banking system depends on the profit efficiency of the banks. The profit efficiency of Islamic banks in Malaysia shows a fluctuating trend from the period of 2014 to 2018. This study aims to analyse the post Global Financing Crises (GFC) period and examines the impact of external and internal factors on the profit efficiency of Islamic banks in Malaysia covering the period of 2014 to 2018. In this study, profit efficiency was measured using net income (NI). The secondary data involved 320 observations on 16 Islamic banks in Malaysia. The external factors tested in this study were Gross Domestic Product (GDP) and Inflation (INF), while the internal factors were Loan Loss Provision (LLP), Net Interest Margin (NIM) and Staff Efficiency (STAFFX). This study used panel data obtained from Fitch Connect database. The results of the study found that INF, LLP and STAFFX showed a significant negative effect while NIM showed a positive and significant effect on profit efficiency of Islamic banks in Malaysia. GDP was found to be insignificant towards profit efficiency. Findings from this study provides a better understanding of the impact of external and internal factors on the profit efficiency of Islamic banks that is useful for policy makers and banks management. This study is important as to determine the impact of these external and internal factors on banking system, in particular Islamic banks which possibly affects the banks performance and generally on the economic growth in Malaysia. 2021 Thesis https://etd.uum.edu.my/9660/ https://etd.uum.edu.my/9660/1/s820757_01.pdf text eng public https://etd.uum.edu.my/9660/2/s820757_02.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
advisor	Abdul Majid, Nurul Huda
topic	HD28-70 Management Industrial Management HD58.9 Organizational Effectiveness. HG Finance
spellingShingle	HD28-70 Management Industrial Management HD58.9 Organizational Effectiveness. HG Finance Siti Maizatul Shima, Yusoff The impact of internal and external factors on profit efficiency of islamic banks in Malaysia
description	The sustainability of the banking system depends on the profit efficiency of the banks. The profit efficiency of Islamic banks in Malaysia shows a fluctuating trend from the period of 2014 to 2018. This study aims to analyse the post Global Financing Crises (GFC) period and examines the impact of external and internal factors on the profit efficiency of Islamic banks in Malaysia covering the period of 2014 to 2018. In this study, profit efficiency was measured using net income (NI). The secondary data involved 320 observations on 16 Islamic banks in Malaysia. The external factors tested in this study were Gross Domestic Product (GDP) and Inflation (INF), while the internal factors were Loan Loss Provision (LLP), Net Interest Margin (NIM) and Staff Efficiency (STAFFX). This study used panel data obtained from Fitch Connect database. The results of the study found that INF, LLP and STAFFX showed a significant negative effect while NIM showed a positive and significant effect on profit efficiency of Islamic banks in Malaysia. GDP was found to be insignificant towards profit efficiency. Findings from this study provides a better understanding of the impact of external and internal factors on the profit efficiency of Islamic banks that is useful for policy makers and banks management. This study is important as to determine the impact of these external and internal factors on banking system, in particular Islamic banks which possibly affects the banks performance and generally on the economic growth in Malaysia.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Siti Maizatul Shima, Yusoff
author_facet	Siti Maizatul Shima, Yusoff
author_sort	Siti Maizatul Shima, Yusoff
title	The impact of internal and external factors on profit efficiency of islamic banks in Malaysia
title_short	The impact of internal and external factors on profit efficiency of islamic banks in Malaysia
title_full	The impact of internal and external factors on profit efficiency of islamic banks in Malaysia
title_fullStr	The impact of internal and external factors on profit efficiency of islamic banks in Malaysia
title_full_unstemmed	The impact of internal and external factors on profit efficiency of islamic banks in Malaysia
title_sort	impact of internal and external factors on profit efficiency of islamic banks in malaysia
granting_institution	Universiti Utara Malaysia
granting_department	Islamic Business School
publishDate	2021
url	https://etd.uum.edu.my/9660/1/s820757_01.pdf https://etd.uum.edu.my/9660/2/s820757_02.pdf
_version_	1794023766753280000

The impact of internal and external factors on profit efficiency of islamic banks in Malaysia

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