The determinants of mobile banking adoption in Somalia
This study focuses on mobile banking adoption in Somalia, and how technological advancement has changed the traditional banking system. Also, it highlights the concerns arising from the adoption of M-banking such as trust and perceived risk. Since there are no much prominent studies in this area, th...
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2019
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my-uum-etd.97382022-08-15T03:07:44Z The determinants of mobile banking adoption in Somalia 2019 Mouse, Khalif Hussein Rusly, Fariza Hanim Tunku Puteri Intan Safinaz School of Accountancy (TISSA) Tunku Puteri Intan Safinaz School of Accountancy (TISSA) HG Finance This study focuses on mobile banking adoption in Somalia, and how technological advancement has changed the traditional banking system. Also, it highlights the concerns arising from the adoption of M-banking such as trust and perceived risk. Since there are no much prominent studies in this area, the cu1Tent study will contribute to the improvement of M-banking in Somalia. The objective of this study is to examine the influence of perceived risk, trust and M-banking adoption. This study also examined the relationship between M-banking adoption and its predicators of effort expectancy, performance expectancy, facilitating conditions and social influence with the underpinning theory of the Unified Theory of Acceptance and Use of Technology. Quantitative method is used in this study by employing online questionnaire survey for data collection, and statistical tools of Statistical Package for Social Science (SPSS) for data analysis. The result suggests that mobile banking adoption is significantly associated with effort expectancy, performance expectancy, trust and perceived risk. However, the relationships between social influence and facilitating conditions towards mobile banking adoption are found to be not significant. The findings have both theoretical and practical significance. In terms of the practical aspect, the research findings of this study will provide banking institutions and mobile banking practitioners with useful information in formulating strategies that can enhance the adoption of mobile banking services. Theoretically, the study findings contribute to the body of literature in the field of mobile banking adoption 2019 Thesis https://etd.uum.edu.my/9738/ https://etd.uum.edu.my/9738/1/s823466_01.pdf text eng public https://etd.uum.edu.my/9738/2/s823466_02.pdf text eng public https://etd.uum.edu.my/9738/3/s823466_references.docx text eng public other masters Universiti Utara Malaysia |
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Universiti Utara Malaysia |
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UUM ETD |
language |
eng eng eng |
advisor |
Rusly, Fariza Hanim |
topic |
HG Finance |
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HG Finance Mouse, Khalif Hussein The determinants of mobile banking adoption in Somalia |
description |
This study focuses on mobile banking adoption in Somalia, and how technological advancement has changed the traditional banking system. Also, it highlights the concerns arising from the adoption of M-banking such as trust and perceived risk. Since there are no much prominent studies in this area, the cu1Tent study will contribute to the
improvement of M-banking in Somalia. The objective of this study is to examine the influence of perceived risk, trust and M-banking adoption. This study also examined the relationship between M-banking adoption and its predicators of effort expectancy, performance expectancy, facilitating conditions and social influence with the underpinning theory of the Unified Theory of Acceptance and Use of Technology. Quantitative method is used in this study by employing online questionnaire survey for data collection, and statistical tools of Statistical Package for Social Science (SPSS) for
data analysis. The result suggests that mobile banking adoption is significantly associated with effort expectancy, performance expectancy, trust and perceived risk. However, the relationships between social influence and facilitating conditions towards mobile banking adoption are found to be not significant. The findings have both theoretical and practical significance. In terms of the practical aspect, the research findings of this study will provide banking institutions and mobile banking practitioners with useful information in
formulating strategies that can enhance the adoption of mobile banking services. Theoretically, the study findings contribute to the body of literature in the field of mobile banking adoption |
format |
Thesis |
qualification_name |
other |
qualification_level |
Master's degree |
author |
Mouse, Khalif Hussein |
author_facet |
Mouse, Khalif Hussein |
author_sort |
Mouse, Khalif Hussein |
title |
The determinants of mobile banking adoption in Somalia |
title_short |
The determinants of mobile banking adoption in Somalia |
title_full |
The determinants of mobile banking adoption in Somalia |
title_fullStr |
The determinants of mobile banking adoption in Somalia |
title_full_unstemmed |
The determinants of mobile banking adoption in Somalia |
title_sort |
determinants of mobile banking adoption in somalia |
granting_institution |
Universiti Utara Malaysia |
granting_department |
Tunku Puteri Intan Safinaz School of Accountancy (TISSA) |
publishDate |
2019 |
url |
https://etd.uum.edu.my/9738/1/s823466_01.pdf https://etd.uum.edu.my/9738/2/s823466_02.pdf https://etd.uum.edu.my/9738/3/s823466_references.docx |
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