Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu

Malaysia is one of the pioneers in Islamic Finance, and Islamic House Financing facility has been offered in Malaysia over the past 50 years. However, in comparison with the conventional housing loan counterparts, the market share of Islamic House Financing is relatively low. Therefore, this paper a...

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Main Author:	Arman Khalid, Mohamad
Format:	Thesis
Language:	eng eng
Published:	2021
Subjects:	HG Finance
Online Access:	https://etd.uum.edu.my/9994/1/s819221_01.pdf https://etd.uum.edu.my/9994/2/s819221_02.pdf
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id	my-uum-etd.9994
record_format	uketd_dc
spelling	my-uum-etd.99942022-10-27T01:16:27Z Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu 2021 Arman Khalid, Mohamad Islamic Business School Islamic Business School HG Finance Malaysia is one of the pioneers in Islamic Finance, and Islamic House Financing facility has been offered in Malaysia over the past 50 years. However, in comparison with the conventional housing loan counterparts, the market share of Islamic House Financing is relatively low. Therefore, this paper aims to study the factors that influence consumer intention in choosing Islamic House Financing. The theory of planned behaviour (TPB) has been adopted in this study, and factors such as attitude, subjective norm, perceived behavioural control, and religiosity, are analysed to determine intention among 227 Muslim in Bandar Rimbayu, Selangor. This study employs T-Test, ANOVA, Pearson Correlation, and Multiple Linear Regression Analysis to achieve the objective of this research. Findings indicated that there is a significant relationship between Muslims’ attitude, perceived behavioural control, and religiosity, which determines their intention in choosing Islamic House Financing. Perceived behaviour control is found to be the most significant determinant in influencing consumer intention. This study can be used as a starting point to understand what drives Muslim consumers to choose Islamic based House Financing products, in order to attract them to make Islamic based House Financing as their first choice. The result may also benefit investors such as real estate developers in marketing strategies for their residential projects. Besides, financial institutions and government agencies such as Lembaga Pembiayaan Perumahan Sektor Awam (LPPSA) would also benefit for the sustainability of Islamic financial market in Malaysia. 2021 Thesis https://etd.uum.edu.my/9994/ https://etd.uum.edu.my/9994/1/s819221_01.pdf text eng 2024-08-15 staffonly https://etd.uum.edu.my/9994/2/s819221_02.pdf text eng public other masters Universiti Utara Malaysia
institution	Universiti Utara Malaysia
collection	UUM ETD
language	eng eng
topic	HG Finance
spellingShingle	HG Finance Arman Khalid, Mohamad Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu
description	Malaysia is one of the pioneers in Islamic Finance, and Islamic House Financing facility has been offered in Malaysia over the past 50 years. However, in comparison with the conventional housing loan counterparts, the market share of Islamic House Financing is relatively low. Therefore, this paper aims to study the factors that influence consumer intention in choosing Islamic House Financing. The theory of planned behaviour (TPB) has been adopted in this study, and factors such as attitude, subjective norm, perceived behavioural control, and religiosity, are analysed to determine intention among 227 Muslim in Bandar Rimbayu, Selangor. This study employs T-Test, ANOVA, Pearson Correlation, and Multiple Linear Regression Analysis to achieve the objective of this research. Findings indicated that there is a significant relationship between Muslims’ attitude, perceived behavioural control, and religiosity, which determines their intention in choosing Islamic House Financing. Perceived behaviour control is found to be the most significant determinant in influencing consumer intention. This study can be used as a starting point to understand what drives Muslim consumers to choose Islamic based House Financing products, in order to attract them to make Islamic based House Financing as their first choice. The result may also benefit investors such as real estate developers in marketing strategies for their residential projects. Besides, financial institutions and government agencies such as Lembaga Pembiayaan Perumahan Sektor Awam (LPPSA) would also benefit for the sustainability of Islamic financial market in Malaysia.
format	Thesis
qualification_name	other
qualification_level	Master's degree
author	Arman Khalid, Mohamad
author_facet	Arman Khalid, Mohamad
author_sort	Arman Khalid, Mohamad
title	Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu
title_short	Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu
title_full	Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu
title_fullStr	Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu
title_full_unstemmed	Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu
title_sort	factors influencing intention of muslim consumers in choosing islamic house financing in bandar rimbayu
granting_institution	Universiti Utara Malaysia
granting_department	Islamic Business School
publishDate	2021
url	https://etd.uum.edu.my/9994/1/s819221_01.pdf https://etd.uum.edu.my/9994/2/s819221_02.pdf
_version_	1747828717650968576

Factors influencing intention of muslim consumers in choosing islamic house financing in Bandar Rimbayu

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