Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu

Kajian ini dijalankan untuk mengenal pasti manfaat rangkuman kewangan terhadapprestasi perniagaan mikro (pulangan jualan dan pulangan modal) di negeriTerengganu. Kajian ini menggunakan pendekatan kuantitatif dan melibatkan seramai350 orang responden yang mewakili pertubuhan perniagaan mikro di sekit...

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Main Author:	Nur Aimi Sulaiman
Format:	thesis
Language:	zsm
Published:	2019
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Online Access:	https://ir.upsi.edu.my/detailsg.php?det=6643
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spellingShingle	Nur Aimi Sulaiman Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu
description	Kajian ini dijalankan untuk mengenal pasti manfaat rangkuman kewangan terhadapprestasi perniagaan mikro (pulangan jualan dan pulangan modal) di negeriTerengganu. Kajian ini menggunakan pendekatan kuantitatif dan melibatkan seramai350 orang responden yang mewakili pertubuhan perniagaan mikro di sekitar negeriTerengganu. Sampel diambil berdasarkan kaedah persampelan rawak mudah dandata diperolehi melalui edaran soal selidik. Kaedah analisis korelasi Pearsondigunakan untuk menguji hubungan di antara manfaat rangkuman kewangan(penggunaan akaun simpanan, penggunaan kemudahan kredit) dengan prestasiperniagaan mikro. Manakala, kaedah analisis regresi linear sederhana digunakanbagi menguji pengaruh manfaat rangkuman kewangan (akses kemudahankewangan, penggunaan akaun simpanan dan penggunan kemudahan kredit) denganprestasi perniagaan mikro. Dapatan kajian menunjukkan terdapat hubungan diantara penggunaan akaun simpanan dengan prestasi perniagaan mikro (pulanganjualan r=0.308, p=0.000; pulangan modal r=0.143, p=0.007). Dapatan kajian keduajuga menunjukkan hubungan di antara penggunaan kemudahan kredit denganprestasi perniagaan mikro (pulangan jualan r=0.426, p=0.000; pulangan modalr=0.255, p=0.000). Seterusnya, dapatan analisis regresi linear sederhanamenunjukkan tidak terdapat pengaruh yang signifikan antara dimensi rangkumankewangan dengan prestasi peniagaan mikro. Kesimpulannya, kajian ini mendapatibahawa terdapat faktor-faktor lain yang mempengaruhi prestasi perniagaan mikroselain daripada dimensi rangkuman kewangan. Kajian ini juga membuktikan bahawaresponden lebih memilih peningkatan prestasi jangka masa pendek kerana merekamendapatkan pulangan jualan tanpa mengambil kira pulangan modal yangmerupakan peningkatan prestasi jangka masa panjang. Implikasinya, respondenmempunyai risiko perniagaan yang tinggi dalam usaha meningkatkan prestasiperniagaan kerana dalam hal ini, kemudahan kewangan dalam bentuk kredit lebihdiberikan keutamaan berbanding penggunaan akaun simpanan. Oleh itu, kajianlanjut yang lebih terperinci terhadap faktor-faktor lain dalam mengukur manfaatrangkuman kewangan dan prestasi perniagaan mikro perlu dipertimbangkansewajarnya.
format	thesis
qualification_name
qualification_level	Master's degree
author	Nur Aimi Sulaiman
author_facet	Nur Aimi Sulaiman
author_sort	Nur Aimi Sulaiman
title	Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu
title_short	Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu
title_full	Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu
title_fullStr	Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu
title_full_unstemmed	Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu
title_sort	manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di terengganu
granting_institution	Universiti Pendidikan Sultan Idris
granting_department	Fakulti Pengurusan dan Ekonomi
publishDate	2019
url	https://ir.upsi.edu.my/detailsg.php?det=6643
_version_	1747833283782115328
spelling	oai:ir.upsi.edu.my:66432022-01-31 Manfaat rangkuman kewangan terhadap prestasi perniagaan mikro di Terengganu 2019 Nur Aimi Sulaiman Kajian ini dijalankan untuk mengenal pasti manfaat rangkuman kewangan terhadapprestasi perniagaan mikro (pulangan jualan dan pulangan modal) di negeriTerengganu. Kajian ini menggunakan pendekatan kuantitatif dan melibatkan seramai350 orang responden yang mewakili pertubuhan perniagaan mikro di sekitar negeriTerengganu. Sampel diambil berdasarkan kaedah persampelan rawak mudah dandata diperolehi melalui edaran soal selidik. Kaedah analisis korelasi Pearsondigunakan untuk menguji hubungan di antara manfaat rangkuman kewangan(penggunaan akaun simpanan, penggunaan kemudahan kredit) dengan prestasiperniagaan mikro. Manakala, kaedah analisis regresi linear sederhana digunakanbagi menguji pengaruh manfaat rangkuman kewangan (akses kemudahankewangan, penggunaan akaun simpanan dan penggunan kemudahan kredit) denganprestasi perniagaan mikro. Dapatan kajian menunjukkan terdapat hubungan diantara penggunaan akaun simpanan dengan prestasi perniagaan mikro (pulanganjualan r=0.308, p=0.000; pulangan modal r=0.143, p=0.007). Dapatan kajian keduajuga menunjukkan hubungan di antara penggunaan kemudahan kredit denganprestasi perniagaan mikro (pulangan jualan r=0.426, p=0.000; pulangan modalr=0.255, p=0.000). Seterusnya, dapatan analisis regresi linear sederhanamenunjukkan tidak terdapat pengaruh yang signifikan antara dimensi rangkumankewangan dengan prestasi peniagaan mikro. Kesimpulannya, kajian ini mendapatibahawa terdapat faktor-faktor lain yang mempengaruhi prestasi perniagaan mikroselain daripada dimensi rangkuman kewangan. Kajian ini juga membuktikan bahawaresponden lebih memilih peningkatan prestasi jangka masa pendek kerana merekamendapatkan pulangan jualan tanpa mengambil kira pulangan modal yangmerupakan peningkatan prestasi jangka masa panjang. Implikasinya, respondenmempunyai risiko perniagaan yang tinggi dalam usaha meningkatkan prestasiperniagaan kerana dalam hal ini, kemudahan kewangan dalam bentuk kredit lebihdiberikan keutamaan berbanding penggunaan akaun simpanan. Oleh itu, kajianlanjut yang lebih terperinci terhadap faktor-faktor lain dalam mengukur manfaatrangkuman kewangan dan prestasi perniagaan mikro perlu dipertimbangkansewajarnya. 2019 thesis https://ir.upsi.edu.my/detailsg.php?det=6643 https://ir.upsi.edu.my/detailsg.php?det=6643 text zsm closedAccess Masters Universiti Pendidikan Sultan Idris Fakulti Pengurusan dan Ekonomi Abdul Fatah, A.M., & Mohd Majid, K. (1993). Memahami penyelidikan pendidikan: Satu pengenalan (Edisi ke-4). Fakulti Pengajian Pendidikan: Universiti PutraMalaysia.Abdullah Husmin, M.R., Ahmad Sabri, S., Rosli, H.F., Zakaria, N.A., Mohammad Kassim,M.A., & Mohamad Suhaimi, A.F. (2016). Usahawan mikro kredit: Faktor-faktor dalaman yangmendorong kejayaan perniagaan. 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