Development and implementation of kwartalino financial education program and its effect on kindergarten learners\' financial literacy
<p>The purpose of this study was to develop and implement a financial education program and determine its effect on kindergartens financial literacy. Development of the Kwartalino Financial Education Program involved adaptation of the ADDIE model. Purposive sampling was used in the fir...
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| Format: | thesis |
| Language: | eng |
| Published: |
2019
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| Subjects: | |
| Online Access: | https://ir.upsi.edu.my/detailsg.php?det=7466 |
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| Summary: | <p>The purpose of this study was to develop and implement a financial education program and determine its effect on kindergartens financial literacy. Development of the Kwartalino Financial Education Program involved adaptation of the ADDIE model. Purposive sampling was used in the first phase of the program development and consisted of six kindergarten teachers and five experts. Interview with teachers revealed essential components of the program like appropriate learning activities, relevant instructional materials, and active parent involvement. Data from comparative analysis and financial education standards checklist show appropriate financial lessons for kindergarten children. Experts confirmed the programs content validity. In the second phase to determine the effect of the Kwartalino program on kindergartens financial knowledge, a quasi-experimental with experimental group (n=38) and control group (n=36) with pre-and post-test design. Simple random sampling was employed to determine two kindergarten classes (n=74) from eight morning classes (N=304) in a public school. A 40-item financial knowledge test was developed and used for pre-tests and post-tests. Kwartalino was implemented for three months. Result of the independent sample t-test shows that there was a significant difference between the means of the post-tests of the experimental group (M=30.71; SD=2.94) and the control group (M=26.17; SD=3.39); t(72)=6.17, p<0.001. Additionally, result of the paired t- test shows that there was a significant difference between the experimental groups post-test mean score (M=30.71; SD=2.94) from their pre-test mean score (M=20.89; SD= 2.82); t(37)=34.22, p<0.001. Twenty parents and the teacher-implementer were also interviewed. Lichtmans 3 Cs of data analysis was utilized. The parents and teacher indicated that learners possess financial knowledge, skills, and attitude. Result of the interview supported the findings of the quantitative phase. In conclusion, the main finding of this study showed that the Kwartalino financial education program was effective in enhancing kindergartens financial literacy. In implication, the Kwartalino Financial Education Program can be used to develop the financial literacy of kindergarten learners</p> |
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