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  1. 1
    An Empirical Analysis of Savings Determinants in Malaysia
    by Hafizah, Hammad Ahmad Khan
    Published 2009
    “... behavior in Malaysia. By using Life Cycle Model setting, this study employs a saving function which...”
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  2. 2
    The effects of cost of living and household dependency on household debt and its composition in Malaysia
    by Hafizah, Hammad Ahmad Khan
    Published 2017
    “...The past decade has witnessed a notable increase in household debt across countries, which raises...”
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